9724 2nd St, Gates, TN 38037 Property Records

Lauderdale County property record for 9724 2nd St, Gates, TN 38037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1945
Lot Size	0.309 acres (13,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$262 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`049054D D 01500`

Property Details

APN / Parcel Number

Primary APN	`049054D D 01500`
Alternative APN	`054D D 01500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1981
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.309 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	60 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	9724 2ND ST
City	GATES
State	TN
Zip	38037-4520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DISTRICT: 17, COUNTY AREA: G88
Jurisdiction	LAUDERDALE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1039
Census Tract	50300

Owner

Source: Lauderdale County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1113 CULPEPPER CIR, FRANKLIN, TN 37064-8960
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2009
Deed Sale	Dec 22, 2009
Prior Sale	Nov 27, 2001 · Amount on Record
Deed Document Number	0000609295
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	9724 2ND ST, GATES, TN 38037-4520
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 CULPEPPER CIR, FRANKLIN, TN 37064-8960

Mortgage

Document Number	00000789/1
Date	Apr 14, 2023
Book Page	789/1
Instrument	202611

Lender

Name	BANK OF HALLS
Type	Bank
Address	HALLS, TN 38040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 14, 2030

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Gates Town
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$262.00 (+43.96%)	$10,300 (-) Land $1,150 Building $9,150
2023		$10,300 Land $1,150 Building $9,150
2022	$182.00
2021			$41,200 Land $4,600 Building $36,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES WATER DEPARTMENT serves 670 people · EPA ID TN0000255
Water Source	Purchased groundwater from HALLS WATER SYSTEM
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures