Mecklenburg County property record for 9721 Ridgemore Dr, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,280 sqft · built 1986 |
| Lot Size | 0.429 acres (18,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,000 (Jun 2021) |
| Tax Bill | $4,386 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 223-361-20 |
| Primary APN | 223-361-20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,280 sqft Heated Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 986 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 18,708 sqft (0.429 acres) |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 223-361-20 |
|---|---|
| Street Address | 9721 RIDGEMORE DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L14B1M21-425 9721 RIDGEMORE DR |
| Legal Subdivision | WHITE OAK PH I |
| Legal Block | 1 |
| Legal Lot Number | 14B |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5839 |
9721 Ridgemore Dr is owned and occupied by an individual who bought it in June 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 9721 RIDGEMORE DR, CHARLOTTE, NC 28277-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 24, 2018 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on File |
| Deed Sale | Jun 7, 2021 · Amount on File |
| Prior Sale | Jul 24, 2018 · Amount on File |
| Deed Document Number | 0036152735 |
| Deed Book / Page | 36152 / 735 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9721 RIDGEMORE DR, CHARLOTTE, NC 28277-2310 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9721 RIDGEMORE DR, CHARLOTTE, NC 28277-2310 |
| Document Number | 0000006121 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 40149/51 |
| Instrument | 2026006121 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 7, 2021 |
| Property Address | 9721 RIDGEMORE DR, CHARLOTTE, NC 28277-2310 |
| Document Number | 0000111462 |
| Book / Page | 36152 / 735 |
| Map Reference | MB 21 PG 425 |
| Instrument Date | Jun 7, 2021 |
| Instrument | 2021111462 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $788.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9721 RIDGEMORE DR, CHARLOTTE, NC 28277-2310 |
| Document Number | 0000111463 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021111463 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 9721 RIDGEMORE DR, CHARLOTTE, NC 28277-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000096223 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 34740/579 |
| Instrument | 2020096223 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 24, 2018 |
| Property Address | 9721 RIDGEMORE DR, CHARLOTTE, NC 28277-2310 |
| Document Number | 0000092695 |
| Book / Page | 32852 / 758 |
| Map Reference | MB21 PG425 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 2018092695 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | MASTER TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 WINDSOR RUN LN # LN410, 1900, MATTHEWS, NC 28105-0046 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000092696 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018092696 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 9721 Ridgemore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9721 Ridgemore Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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