Nassau County property record for 97209 Emerald Ln, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2001 |
| Lot Size | 0.51 acres (22,194 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,000 (Jun 2026) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-3N-28-0130-0043-0000 |
| Primary APN | 48-3N-28-0130-0043-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 22,194 sqft (0.51 acres) |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97209 EMERALD LN |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-6007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 43 IN OR 1961/526 BENCHMARK GLEN REPLAT PB 6/168 |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 48 |
| Legal Subdivision | BENCHMARK GLEN REPLAT |
| Legal Lot Number | 43 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 50306 |
Source: Nassau County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 97209 EMERALD LN, YULEE, FL 32097-6007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · VA Mortgage FIRST MORTGAGE FUNDING |
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Feb 4, 2015 · Amount on Record |
| Deed Document Number | 202618093 |
| Deed Book / Page | 2875 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 97209 EMERALD LN, YULEE, FL 32097-6007 |
| Document Number | 0000018093 |
| Book / Page | 2875 / 753 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202618093 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | TITLE TRUST, PRO TECH TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183,113.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97209 EMERALD LN, YULEE, FL 32097-6007 |
| Document Number | 0000018094, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202618094 |
| Name | FIRST MORTGAGE FUNDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97209 EMERALD LN, YULEE, FL 32097-6007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 97209 EMERALD LN, YULEE, FL 32097-6007 |
| Document Number | 0028200250 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 2820/250 |
| Instrument | 202545030018 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 (+2.14%) Homeowner's exemption | $111,811 (+2.9%) | $291,032 (+29.37%) Land $125,000 Building $166,032 |
| 2024 | $1,074.00 (+2.58%) Homeowner's exemption | $108,660 (+3%) | $224,957 (+20.04%) Land $75,000 Building $149,957 |
| 2023 | $1,047.00 (+13.07%) Homeowner's exemption | $105,495 (+3%) | $187,400 (+11.3%) Land $45,000 Building $142,400 |
| 2022 | $926.00 Homeowner's exemption | $102,422 | $168,378 Land $45,000 Building $123,378 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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