Norfolk City property record for 972 Wolcott Ave, Norfolk, VA 23513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,384 sqft · built 1946 |
| Lot Size | 0.249 acres (10,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $372,000 (Sep 2023) |
| Tax Bill | $5,721 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| APN | 40188901 |
| Primary APN | 40188901 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,020 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,829 sqft (0.249 acres) |
| Garage Type | Attached |
| Garage Area | 469 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 972 WOLCOTT AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23513-3062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 14 & 15 BLK 15 CORONADO |
| Legal Subdivision | CORONADO |
| Legal Block | 15 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 5702 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · VA Mortgage HOME LENDING |
| Sep 20, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 17, 2021 | Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 202316626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jul 7, 2026 |
| Property Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Document Number | 0000013039 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202613039 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | AMERICA TITLE, AMERICA SAFE TITLE |
| Name | Verified Name |
|---|---|
| Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Document Number | 0000013039, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 202613039 |
| Name | HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 20, 2023 |
| Property Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Document Number | 0230016626 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 230016626 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Document Number | 0230016627 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 230016627 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210011405 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 210011405 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Jul 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 17, 2021 |
| Property Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Document Number | 210029245 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 210029245 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 WOLCOTT AVE, NORFOLK, VA 23513-3062 |
| Document Number | 210029246 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 210029246 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,721.00 (+9.56%) | $457,700 (+7.8%) Land $108,500 Building $349,200 | $457,700 (+7.8%) Land $108,500 Building $349,200 |
| 2025 | $5,222.00 (+14.52%) | $424,600 (+16.39%) Land $94,500 Building $330,100 | $424,600 (+16.39%) Land $94,500 Building $330,100 |
| 2023 | $4,560.00 | $364,800 Land $94,500 Building $270,300 | $364,800 Land $94,500 Building $270,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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