972 Windsor St, Napa, CA 94558 Property Records

Napa County property record for 972 Windsor St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,273 sqft · built 1969
Lot Size	0.132 acres (5,782 sqft)
Owner	Individual on Record
Last Sale	$515,000 (Oct 2018)
Tax Bill	$7,272 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-581-002-000`

Property Details

APN / Parcel Number

Primary APN	`001-581-002-000`
Alternative APN	`00158102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,273 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Construction Type	Wood
Lot Area	5,782 sqft (0.132 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	00158102
Street Address	972 WINDSOR ST
City	NAPA
State	CA
Zip	94558-3512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS 5
Legal Description	LOT 44 WINDSOR PARK SUB NO 2 8R/M82
Legal Subdivision	WINDSOR PARK 02
Legal Lot Number	44
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	4
Census Block	4007
Census Tract	200504

Owner

Source: Napa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	972 WINDSOR ST, NAPA, CA 94558-3512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 12, 2018	Grant Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Jan 30, 2004
Deed Document Number	2018-0019877
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	972 WINDSOR ST, NAPA, CA 94558-3512
Document Number	0000013377
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	972 WINDSOR ST NAPA CA 945583512, NAPA, CA 94558-3512

Mortgage

Document Number	0000013377
Date	Jun 11, 2020
Instrument	13377

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Oct 12, 2018
Property Address	972 WINDSOR ST, NAPA, CA 94558-3512
Document Number	0000019877
Map Reference	MB8 PG81&82
Instrument Date	Oct 10, 2018
Instrument	2018-0019877
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	972 WINDSOR ST, NAPA, CA 94558-3512

Mortgage

Document Number	0000019878
Date	Oct 12, 2018
Instrument	2018-0019878

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Napa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,272.00 (+4.97%)	$574,487 (+4.04%) Land $258,797 Building $315,690
2023	$6,928.00 (+1.33%)	$552,181 Land $248,749 Building $303,432
2022	$6,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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