San Diego County property record for 972 Wiggins Way, El Cajon, CA 92020 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1956 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Dec 2008) |
| Tax Bill | $4,637 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492-281-16-00 |
| Primary APN | 492-281-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,538 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 6,200 sqft (0.142 acres) |
| Street Address | 972 WIGGINS WAY |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 TR 003227 |
| Legal Subdivision | CHASE MEADOWS |
| Legal Tract | 003227 |
| Legal Block | 3 |
| Legal Lot Number | 90 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 15902 |
Source: San Diego County records · APN 492-281-16-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 WIGGINS WAY, EL CAJON, CA 92020-7349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2008 · Amount on Record |
| Deed Sale | Dec 11, 2008 · Amount on Record |
| Prior Sale | May 13, 2004 |
| Deed Document Number | 2008632007 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 972 WIGGINS WAY, EL CAJON, CA 92020-7349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 972 WIGGINS WAY, EL CAJON, CA 92020-7349 |
| Document Number | 0000541517 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020-0541517 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 972 WIGGINS WAY, EL CAJON, CA 92020-7349 |
| Document Number | 0000159864 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 972 WIGGINS WAY EL CAJON CA 920207349, EL CAJON, CA 92020-7349 |
| Document Number | 0000159864 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 159864 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $321,795 (+2%) Land $190,453 Building $131,342 | |
| 2025 | $4,637.00 (+6.55%) Homeowner's exemption | $315,486 (+4.04%) Land $186,719 Building $128,767 |
| 2023 | $4,352.00 (+3.79%) Homeowner's exemption | $303,237 Land $179,469 Building $123,768 |
| 2022 | $4,193.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730159023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 609 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Wyyerd Group | Fiber | 8,000 / 8,000 |
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, Verizon, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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