Columbus County property record for 972 W Smith St, Chadbourn, NC 28431
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 768 sqft · built 1950 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $354 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0240.02-76-0316.000 |
| Primary APN | 0240.02-76-0316.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 768 sqft Total Area |
| 1st Floor Area | 768 sqft |
| Flooring | Wood |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 62,726 sqft (1.44 acres) |
| Account Number | 13-03018 |
|---|---|
| Street Address | 972 W SMITH ST |
| City | CHADBOURN |
| State | NC |
| Zip | 28431-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADA WILLIAMS |
| Legal Subdivision | LIFE ESTATE |
| Jurisdiction | COLUMBUS NC |
| Township / Civil Division | CHADBOURN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 930700 |
972 W Smith St is owned and occupied by an individual who acquired it in January 2011.
Source: Columbus County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 972 W SMITH ST, CHADBOURN, NC 28431-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 3, 2011 |
| Transfer Doc | 1000/0096 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 972 W Smith St was $354.
Source: Columbus County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Columbus County |
| Unified School District | Columbus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $354.00 | $17,300 Land $10,100 Building $7,200 |
| 2023 | $354.00 | $17,300 Land $10,100 Building $7,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 972 W Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 972 W Smith St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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