972 W Bauer Rd, Naperville, IL 60563 Property Records

DuPage County property record for 972 W Bauer Rd, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,686 sqft · built 1976
Lot Size	0.28 acres (12,197 sqft)
Owner	Trust Name on Record
Last Sale	$440,000 (May 2021)
Tax Bill	$10,469 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-205-031`

Property Details

APN / Parcel Number

Primary APN	`07-11-205-031`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,686 sqft
Basement Area	726 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	14.4 ft deep x 8.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	972 W BAUER RD
City	NAPERVILLE
State	IL
Zip	60563-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	CALCUTTA LANE RESUB ALL
Legal Subdivision	CALCUTTA LANE RESUB
Legal Block	3
Legal Lot Number	8
Legal Unit	3
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1008
Census Tract	846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	972 W BAUER RD, NAPERVILLE, IL 60563-1109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed, Transfer · Conventional Mortgage US BANK NA
Dec 14, 2020	Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202177849
Prior Transfer Date	Dec 3, 2014
Prior Transfer Doc	0000123422
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	May 18, 2021
Property Address	972 W BAUER RD, NAPERVILLE, IL 60563-1109
Document Number	0000077849
Map Reference	DOC R75-21982
Instrument Date	Apr 23, 2021
Instrument	R2021-077849
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	972 W BAUER RD, 972, NAPERVILLE, IL 60563-1109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13 GREENBRIAR CT, NAPERVILLE, IL 60563-2740

Mortgage

Document Number	0000077850
Date	May 18, 2021
Instrument	R2021-077850

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Dec 14, 2020
Property Address	972 W BAUER RD, NAPERVILLE, IL 60563-1109
Document Number	0000152986
Map Reference	DOC R75-21982
Instrument Date	Nov 30, 2020
Instrument	R2020-152986
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 W BAUER RD, NAPERVILLE, IL 60563-1109

Mortgage

Document Number	0000152987
Date	Dec 14, 2020
Instrument	R2020-152987

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,469.00 (+15.04%)	$195,564 (+28.8%) Land $92,942 Building $102,622	$586,692 (+28.8%) Land $278,826 Building $307,866
2022	$9,100.00 Homeowner's exemption Senior Citizen's exemption	$151,840 Land $71,730 Building $80,110	$455,520 Land $215,190 Building $240,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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