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972 W 4th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 972 W 4th St, Saint Augustine, FL 32084 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,054 sqft · built 2006
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$72,300 (Jun 2007)
Tax Bill$3,155 (2025)
Deeds & MortgagesFeb 2025 Transfer
Oct 2017 Second Mortgage
Flood ZoneZone X (minimal risk)
APN131820-0160

Property Details

APN / Parcel Number

Primary APN131820-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,054 sqft Living Area
1st Floor Area1,054 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address972 W 4TH ST
CityST AUGUSTINE
StateFL
Zip32084-3933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-77 CLARKS ADDN LOT 16 BLK 27 OR2935/693 & 6056/792(H/R) & 6056/795(S/A) & 6096/1147
Legal Range29E
Legal Township07S
Legal Section45
Legal SubdivisionAUGUSTINE WESTERN SUBURB SUBDIVISION
Legal Block27
Legal Lot Number16
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1019
Census Tract21003

Owner

Source: St. Johns County records · APN 131820-0160

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address972 W 4TH ST, SAINT AUGUSTINE, FL 32084-3933
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 10, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FLORIDA HOUSING FINANCE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2007 · Amount on Record
Deed SaleJun 18, 2007 · Amount on Record
Deed Document Number200741432
Deed Book / Page2935 / 693
Last Transfer DateFeb 11, 2025
Transfer Doc0060961147
Record UpdatedSep 20, 2026

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 11, 2025
Property Address972 W 4TH ST, SAINT AUGUSTINE, FL 32084-3933
Document Number0060961147
Book / Page6096 / 1147
Map ReferenceMB 1 PG 77
Instrument DateFeb 11, 2025
Instrument2025010377
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address972 W 4TH ST, ST AUGUSTINE, FL 32084-3933

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address972 W 4TH ST, ST AUGUSTINE, FL 32084-3933

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address972 W 4TH ST, SAINT AUGUSTINE, FL 32084-3933
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044460086
DateOct 10, 2017
Book Page4446/0086
Instrument2017068664
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyQuarterly
Index1-Year CMT

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$198,798 (-4.7%) Land $40,000 Building $158,798$198,798 (-4.7%) Land $40,000 Building $158,798
2025$3,155.00 (+384.64%) Homeowner's exemption Widower's exemption$208,609 (+227.16%)$208,609 (+11.94%) Land $40,000 Building $168,609
2024$651.00 (+0.62%)
2023$647.00 (+4.02%) Homeowner's exemption$63,764 (+3%)$186,358 (+7.8%) Land $23,500 Building $162,858
2022$622.00 Homeowner's exemption$61,907$172,879 Land $13,450 Building $159,429

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2016–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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