San Diego County property record for 972 Valley Crest Dr, Vista, CA 92084 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,801 sqft · built 1975 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,063 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-243-07-00 |
| Primary APN | 181-243-07-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|
| Old Parcel Number | 1812406700 |
|---|---|
| Street Address | 972 VALLEY CREST DR |
| City | VISTA |
| State | CA |
| Zip | 92084-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 2 TR PM02290 |
| Legal Tract | 2290 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 19208 |
Source: San Diego County records · APN 181-243-07-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 972 VALLEY CREST DR, VISTA, CA 92084-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 18, 2022 | Intrafamily Transfer, Transfer |
| Aug 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage MUFG UNION BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 02, 2022 |
| Transfer Doc | 0000334332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 18, 2022 |
| Property Address | 972 VALLEY CREST DR, VISTA, CA 92084-6610 |
| Document Number | 0000334332 |
| Map Reference | PG 2290 |
| Instrument Date | Aug 02, 2022 |
| Instrument | 2022-0334332 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 972 VALLEY CREST DR, VISTA, CA 92084-6610 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 972 VALLEY CREST DR, VISTA, CA 92084-6610 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 972 VALLEY CREST DR, VISTA, CA 92084-6610 |
| Document Number | 0000555417 |
|---|---|
| Date | Aug 04, 2021 |
| Instrument | 2021-0555417 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 972 VALLEY CREST DR, VISTA, CA 92084-6610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|
| Document Number | 0000042239 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0042239 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $134,171 (+2%) Land $39,702 Building $94,469 | |
| 2025 | $2,063.00 (+6.07%) Homeowner's exemption | $131,541 (+4.04%) Land $38,924 Building $92,617 |
| 2023 | $1,945.00 (+0.26%) Homeowner's exemption | $126,434 Land $37,413 Building $89,021 |
| 2022 | $1,940.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 31% of California |
|---|---|
| Wildfire Likelihood | About 1 in 840 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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