Lorain County property record for 972 Valley Blvd, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1955 |
| Square Footage | 2,182 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $129,900 (2015) |
| Tax Bill | $3,494.00 (2025) |
Source: Lorain County records · APN 06-25-032-101-024
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 972 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| May 05, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on Record |
| Deed Sale | Aug 13, 2015 · Amount on Record |
| Deed Doc Number | 2015555615 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 03, 2026 |
| Property Address | 972 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000098219 |
| Instrument Date | May 29, 2026 |
| Instrument | 202698219 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 972 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000098219, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202698219 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 972 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 972 VALLEY BLVD, ELYRIA, OH 44035-2948 |
| Document Number | 0000874039 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 2022-0874039 |
| Name | RUSHMORE LOAN MANAGEMENT SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 280 Months |
| Due | Sep 01, 2045 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 Homeowner's exemption | $74,210 (+0.01%) Land $14,180 Building $60,030 | $212,010 (-) Land $40,500 Building $171,510 |
| 2024 | $3,494.00 (+33.05%) | $74,204 (+53.99%) Land $14,175 Building $60,029 | $212,010 (+53.99%) Land $40,500 Building $171,510 |
| 2023 | $2,626.00 (+0.38%) | $48,188 (%) Land $11,235 Building $36,953 | $137,680 (-) Land $32,100 Building $105,580 |
| 2022 | $2,616.00 | $48,190 Land $11,240 Building $36,950 | |
| 2021 | $137,680 Land $32,100 Building $105,580 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-032-101-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,182 sqft Living Area |
| 1st Floor | 966 sqft 1st Floor |
| Basement Area | 966 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 14,810 sqft (0.34 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 320 sqft Garage |
| Patio Area | 120 sqft Patio |
| Porch Area | 160 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 972 VALLEY BLVD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-2948 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY FRNT 0100.00 DPTH 0150.00 8/13/15 NAME CORRECTION |
| Legal Subdivision | SPRING VALLEY |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 226-2 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 70101 |
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