San Joaquin County property record for 972 Tarrogana Dr, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,168 sqft · built 1983 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,000 (Jan 2009) |
| Tax Bill | $4,067 (2026) |
| Deeds & Mortgages | Nov 2018 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-240-130-000 |
| Primary APN | 246-240-130-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-240-13 |
|---|---|
| Street Address | 972 TARROGANA DR |
| City | TRACY |
| State | CA |
| Zip | 95376-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 881027 FR ORIG APN 237440136 |
| Legal Subdivision | ALMONDWOOD PH I |
| Legal Tract | 1296 |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 5220 |
972 Tarrogana Dr is owned and occupied by two individuals who acquired it in November 2019.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 TARROGANA DR, TRACY, CA 95376-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Dec 9, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2009 · Amount on File |
| Deed Sale | Jan 28, 2009 · Amount on File |
| Prior Sale | Sep 2, 2008 · Amount on File |
| Deed Document Number | 200914805 |
| Last Transfer Date | Nov 25, 2019 |
| Transfer Doc | 0000142782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 972 TARROGANA DR, TRACY, CA 95376-4821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 972 TARROGANA DR, TRACY, CA 95376-4821 |
| Document Number | 0000128522 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 2018-128522 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 972 TARROGANA DR, TRACY, CA 95376-4821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 972 TARROGANA DR, TRACY, CA 95376-4821 |
| Document Number | 0000119653 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020-119653 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 9, 2019 |
| Property Address | 972 TARROGANA DR, TRACY, CA 95376-4821 |
| Document Number | 0000142782 |
| Map Reference | MB 23 PG 59 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 2019-142782 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 972 TARRONGANA DRIVE, TRACY, CA 95376-4821 |
| Document Number | 0000142783 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 2019-142783 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 972 Tarrogana Dr was $4,067 with a homeowner's exemption.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,067.00 | ||
| 2025 | $4,067.00 Homeowner's exemption | $359,544 Land $81,121 Building $278,423 | |
| 2023 | $3,686.00 (+2.11%) Homeowner's exemption | $345,584 Land $77,972 Building $267,612 | $611,460 |
| 2022 | $3,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 972 Tarrogana Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 972 Tarrogana Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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