Palm Beach County property record for 972 SW 20th Ct, Delray Beach, FL 33445
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 972 sqft · built 1960 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Jun 1993) |
| Tax Bill | $2,276 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-43-46-19-01-002-0010 |
| Primary APN | 12-43-46-19-01-002-0010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 1,457 sqft |
| 1st Floor Area | 972 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,324 sqft (0.237 acres) |
| Lot Dimensions | 112 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 176 sqft |
| Pool Area | 84 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 188 sqft |
| Patio Area | 689 sqft |
| Storage Building | 121 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 972 SW 20TH CT |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33445-4614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A |
| Legal Description | GOLF PARK LT 1 BLK 2 |
| Legal Range | 43E |
| Legal Township | 46S |
| Legal Section | 19 |
| Legal Subdivision | GOLF PARK |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 6907 |
972 SW 20th Ct is owned and occupied by two individuals who acquired it in September 2005.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 SW 20TH CT, DELRAY BEACH, FL 33445-4614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1993 · Amount on File |
| Deed Sale | Jun 18, 1993 · Amount on File |
| Deed Book / Page | 7761 / 1320 |
| Last Transfer Date | Sep 14, 2005 |
| Transfer Doc | 0193281429 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 972 SW 20th Ct was $2,276 with a homeowner's exemption, up 7.8% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Delray Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (+7.82%) Homeowner's exemption | $146,049 | $401,057 Land $205,460 Building $195,597 |
| 2024 | $2,111.00 (+0.81%) | ||
| 2023 | $2,094.00 (+2.55%) Homeowner's exemption | $137,799 (+3%) | $373,782 (+16.94%) Land $192,150 Building $181,632 |
| 2022 | $2,042.00 Homeowner's exemption | $133,785 | $319,635 Land $166,320 Building $153,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 972 SW 20th Ct in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 20 (1987–2017) |
| Claims Outside the SFHA | 20 of 20 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 972 SW 20th Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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