Albemarle County property record for 972 Sutton Ct, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,440 sqft · built 1977 |
| Lot Size | 0.029 acres (1,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2023) |
| Tax Bill | $2,591 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061A1-03-0W-00500 |
| Primary APN | 061A1-03-0W-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Finished Area |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,290 sqft (0.029 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 972 SUTTON CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEHENGE 12 W 5 |
| Legal Subdivision | STONEHENGE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10602 |
Source: Albemarle County records · APN 061A1-03-0W-00500
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 SUTTON CT, CHARLOTTESVILLE, VA 22901-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 03, 2026 | Gift Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Sep 29, 2023 | Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE |
| Jun 27, 2018 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Jun 27, 2018 · Amount on Record |
| Deed Document Number | 20238408 |
| Last Transfer Date | May 29, 2026 |
| Transfer Doc | 0000005342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 03, 2026 |
| Property Address | 972 SUTTON CT, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 0000005342 |
| Instrument Date | May 29, 2026 |
| Instrument | 20265342 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | AM TITLE, ACM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 SUTTON CT, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 0000005343, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 20265343 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 29, 2023 |
| Property Address | 972 SUTTON CT, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 202300008408 |
| Map Reference | MB 614 PG 513&514 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 202300008408 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 972 SUTTON CT, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 202300008409 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 202300008409 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 27, 2018 |
| Property Address | 972 SUTTON CT, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 0000007060 |
| Book / Page | 005064 / 000651 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 7060 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | CLOSURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 SUTTON CT CHARLOTTESVILLE VA 229013757, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 7061 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 005064/000654 |
| Instrument | 7061 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 26, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 972 SUTTON CT, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 0000012601 |
| Book / Page | 004977 / 000466 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | RED FOX TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 972 SUTTON CT CHARLOTTESVILLE VA 229013757, CHARLOTTESVILLE, VA 22901-3757 |
| Document Number | 0000012601 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 004977/000466 |
| Instrument | 2017000126 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 29, 2037 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,591.00 (+4.52%) | $289,800 (+8.26%) Land $100,000 Building $189,800 | $289,800 (+8.26%) Land $100,000 Building $189,800 |
| 2025 | $2,479.00 (+8.44%) | ||
| 2023 | $2,286.00 (+20.57%) | $267,700 Land $84,500 Building $183,200 | $267,700 Land $84,500 Building $183,200 |
| 2022 | $1,896.00 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030106023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Ting Fiber, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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