972 Stonegate Dr, Belvidere, IL 61008 Property Records

Boone County property record for 972 Stonegate Dr, Belvidere, IL 61008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,662 sqft · built 2006
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2020)
Tax Bill	$16,771 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2020 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-18-277-009`

Property Details

APN / Parcel Number

Primary APN	`05-18-277-009`
Alternative APN	`05-05-18-277-009`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,662 sqft Living Area
1st Floor Area	4,662 sqft
Basement Area	1,798 sqft
Finished Basement	1,798 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,174 sqft (1.06 acres)
Garage Area	975 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Account Number	05-05-18-277-009
Street Address	972 STONEGATE DR
City	BELVIDERE
State	IL
Zip	61008-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18-44-3 STONEGATE LOT 20 972 STONEGATE DR S 160 W 341.95 N 100 E 375
Legal Subdivision	STONEGATE
Legal Lot Number	20
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2025
Census Tract	10501

Owner

Source: Boone County records · APN 05-18-277-009

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Nov 04, 2020	Deed, Construction Loan · Construction Mortgage FIRST NORTHERN CU
May 22, 2017	Quit Claim Deed, Transfer Quitclaim
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 04, 2020 · Amount on Record
Deed Sale	Nov 04, 2020 · Amount on Record
Prior Sale	Jul 08, 2009 · Amount on Record
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03843
Date	Jun 25, 2019
Instrument	2019R03843

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jun 28, 2041

Interest

Rate Type	Fixed Rate

November 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Nov 04, 2020
Property Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115
Document Number	2020R07080
Map Reference	DOC 2005R13374
Instrument Date	Nov 02, 2020
Instrument	2020R07080
Transaction Type	Construction Loan
Record Updated	Jun 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1936 MOUNT UNION RD, DIXON, IL 61021-9085

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115

Mortgage

Document Number	2020R07081
Date	Nov 04, 2020
Instrument	2020R07081

Lender

Name	FIRST NORTHERN CU

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	2.5%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE IL
Recording Date	May 22, 2017
Property Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115
Document Number	2017R02582
Map Reference	DOC 2005R13374
Instrument Date	May 16, 2017
Instrument	2017R02582
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	942 STONEGATE DR, 942, BELVIDERE, IL 61008-8115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE IL
Recording Date	May 22, 2017
Property Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115
Document Number	2017R02582
Map Reference	DOC 2005R13374
Instrument Date	May 16, 2017
Instrument	2017R02582
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	942 STONEGATE DR, BELVIDERE, IL 61008-8115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 STONEGATE DR, BELVIDERE, IL 61008-8115

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,771.00 (+1.8%) Homeowner's exemption	$230,608 (+10.4%) Land $13,489 Building $217,119	$691,824 (+10.4%) Land $40,467 Building $651,357
2024		$208,889 (+13.32%) Land $13,489 Building $195,400	$626,667 (+13.32%) Land $40,467 Building $586,200
2022	$16,474.00	$184,339 Land $13,488 Building $170,851	$553,017 Land $40,464 Building $512,553

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 30% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

972 Stonegate Dr, Belvidere, IL 61008 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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