972 State Hwy 43 E, Tatum, TX 75691 Property Records

Rusk County property record for 972 State Hwy 43 E, Tatum, TX 75691

Property Summary

Property Type	Single Family Home
Details	2,412 sqft · built 2009
Lot Size	4.23 acres (184,259 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jan 2011)
Tax Bill	$7,769 (2026)
Deeds & Mortgages	Aug 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00564-00305-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00564-00305-00000-000000`
Alternative APN	`14415`

Interior

Building Area	2,412 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	184,259 sqft (4.23 acres)
Garage Type	Attached
Garage Area	532 sqft

Location & Zoning

Account Number	00564-00305-00000-000000
Street Address	972 STATE HIGHWAY 43 E
City	TATUM
State	TX
Zip	75691-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 564 J REEL P-23A RCAD# 1077-381
Legal Subdivision	JAMES REEL SUR A 564
Jurisdiction	PANOLA TX
Township / Civil Division	CARTHAGE
Census Block Group	2
Census Block	2000
Census Tract	950401

Owner

972 State Hwy 43 E is owned and occupied by two individuals who bought it in January 2011.

Source: Rusk County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	972 STATE HIGHWAY 43 E, TATUM, TX 75691-4315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2011 · Amount on File
Deed Sale	Jan 31, 2011 · Amount on File
Deed Document Number	2011156678
Deed Book / Page	1603 / 787
Prior Transfer Date	Oct 29, 2010
Prior Transfer Doc	001603/787
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	972 STATE HIGHWAY 43 E, TATUM, TX 75691-4315
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002038/496
Date	Aug 12, 2019
Book Page	2038/496
Instrument	218983

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 972 State Hwy 43 E was $7,769 with a homeowner's exemption, down 2% from the year before.

Source: Rusk County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rusk County
Municipality	Tatum City
Unified School District	Tatum Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,769.00 (-1.99%) Homeowner's exemption	$429,610 (-0.94%) Land $41,870 Building $387,740	$429,610 (-0.94%) Land $41,870 Building $387,740
2025	$7,927.00 Homeowner's exemption	$433,700 Land $41,870 Building $391,830	$433,700 Land $41,870 Building $391,830
2023		$336,100 Land $38,200 Building $297,900	$336,100 Land $38,200 Building $297,900
2022	$1,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 972 State Hwy 43 E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 972 State Hwy 43 E is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TATUM serves 1,902 people · EPA ID TX2010034
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20