972 Silverton Loop, Lake Mary, FL 32746 Property Records

Seminole County property record for 972 Silverton Loop, Lake Mary, FL 32746 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,084 sqft · built 1989
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$360,200 (Mar 2021)
Tax Bill	$4,973 (2025)
Deeds & Mortgages	Feb 2026 Transfer Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-30-504-0000-0520`

Property Details

APN / Parcel Number

Primary APN	`19-20-30-504-0000-0520`
Alternative APN	`20301950400000520`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	2,084 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	279 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	972 SILVERTON LOOP
City	LAKE MARY
State	FL
Zip	32746-4979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 SILVER LAKES W AT THE CROSSINGS U 2 PB 35 PGS 53 & 54
Legal Range	30E
Legal Township	20S
Legal Section	19
Legal Subdivision	SILVER LAKES WEST AT THE CROSSINGS UNIT
Legal Tract	504
Legal Lot Number	52
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1007
Census Tract	20810

Owner

Source: Seminole County records · APN 19-20-30-504-0000-0520

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2026	Intrafamily Transfer, Transfer
Apr 08, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Apr 03, 2017	Warranty Deed, Transfer · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Apr 03, 2017 · Amount on Record
Deed Document Number	202140788
Deed Book / Page	9886 / 177
Last Transfer Date	Feb 05, 2026
Transfer Doc	0109770001
Record Updated	Jun 08, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Feb 05, 2026
Property Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979
Document Number	0109770001
Book / Page	10977 / 1
Map Reference	MB 35 PG 53-54
Instrument Date	Feb 05, 2026
Instrument	2026011023
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979
Transaction Type	Mortgage
Record Updated	May 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979

Mortgage

Document Number	0106080950
Date	Apr 08, 2024
Book Page	10608/950
Instrument	2024030713

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 29, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 30, 2021
Property Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979
Document Number	0098860177
Book / Page	9886 / 177
Map Reference	MB 35 PG 53&54
Instrument Date	Mar 24, 2021
Instrument	2021040788
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,521.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 BANDALONG STREET, 29, TAMWORTH XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979

Mortgage

Document Number	0009886179
Date	Mar 30, 2021
Instrument	9886/179

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 03, 2017
Property Address	972 SILVERTON LOOP, LAKE MARY, FL 32746-4979
Document Number	0088871257
Book / Page	008887 / 001257
Instrument Date	Mar 23, 2017
Instrument	32622
Transaction Type	Transfer
Record Updated	Apr 17, 2017
Title Company	LEADING EDGE TITLE PARTNERS/CTRL F, LEADING EDGE TITLE PTRS/CTRL F

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,247.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	972 SILVERTON LOOP LAKE MARY FL 327464979, LAKE MARY, FL 32746-4979

Mortgage

Document Number	88871260
Date	Apr 03, 2017
Book Page	008887/001260
Instrument	32623

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2047

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,973.00 (+9.88%) Homeowner's exemption	$373,147 (+5.99%)	$416,875 (+3.68%) Land $100,000 Building $316,875
2023	$4,526.00 (+2.49%) Homeowner's exemption	$352,069 (+3%)	$402,076 (+9.63%) Land $100,000 Building $302,076
2022	$4,416.00 Homeowner's exemption	$341,815	$366,742 Land $88,000 Building $278,742

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170208101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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