972 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 972 Scotch Meadows Loop, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$394,000 (Sep 2024)
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-143-237`

Property Details

APN / Parcel Number

Primary APN	`09-143-237`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	972 SCOTCH MEADOWS LOOP
City	MONROE
State	NC
Zip	28110-9862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 SCOTCH MEADOWS MP2 OPCQ625
Legal Subdivision	SCOTCH MEADOWS MAP 2
Legal Lot Number	37
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4017
Census Tract	20601

Owner

Source: Union County records · APN 09-143-237

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	972 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK
Jul 05, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Jul 05, 2023 · Amount on Record
Deed Document Number	202423350
Deed Book / Page	8985 / 172
Record Updated	Jun 08, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 30, 2024
Property Address	972 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9862
Document Number	0008985172
Book / Page	8985 / 172
Map Reference	MB Q PG 625&626
Instrument Date	Sep 18, 2024
Instrument	23350
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CAROLINA TITLE SERVICES, CAROLINA TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$788.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6401 CAMERON FOREST LN # LN1B, LN1B, CHARLOTTE, NC 28210-5046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9862

Mortgage

Document Number	0000023351
Date	Sep 30, 2024
Instrument	23351

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 05, 2023
Property Address	972 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9862
Document Number	0008739196
Book / Page	8739 / 196
Map Reference	MB Q PG 625&626
Instrument Date	Jul 05, 2023
Instrument	16006
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9862

Mortgage

Document Number	0000016007
Date	Jul 05, 2023
Instrument	16007

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,952.00 (+470.99%)	$337,700 (+610.95%) Land $77,100 Building $260,600	$337,700 (+610.95%) Land $77,100 Building $260,600
2023	$517.00	$47,500 Land $47,500	$47,500 Land $47,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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