972 S Main St, Smithfield, UT 84335 Property Records

Cache County property record for 972 S Main St, Smithfield, UT 84335

Property Summary

Property Type	Vacant Land
Lot Size	0.81 acres (35,284 sqft)
Owner	Company Name on Record
Last Sale	$1,886,272 (Mar 2025)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-117-0037`

Property Details

APN / Parcel Number

Primary APN	`08-117-0037`

Exterior

Lot Area	35,284 sqft (0.81 acres)

Location & Zoning

Street Address	972 S MAIN ST
City	SMITHFIELD
State	UT
Zip	84335-2303
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 7 APPLE CREEK SQUARE SUBDIVISION AMENDED, FURTHER AMENDED BY A NOTICE OF APPROVAL RECORDEDJANUARY 15, 2019 AS ENTRY NO. 1
Legal Range	01E
Legal Township	13N
Legal Section	34
Legal Subdivision	COR OF APPLE CREEK
Legal Lot Number	7
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2032
Census Tract	202

Owner

Source: Cache County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2820 W MOUNTAIN RD, TREMONTON, UT 84337-6869
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · SBA Mortgage INTERMOUNTAIN BUSINESS LENDING INC
Oct 22, 2019	Warranty Deed, Transfer PRINCIPLE TITLE INSURANCE AGENCY INC, PINNACLE TITLE INS AGCY INC
Aug 8, 2019	Warranty Deed, Transfer PRINCIPLE TITLE INSURANCE AGENCY INC, PINNACLE TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2025 · Amount on Record
Deed Sale	Mar 3, 2025 · Amount on Record
Prior Sale	Aug 8, 2019
Deed Document Number	20251372478
Deed Book / Page	2474 / 1325
Prior Transfer Date	Oct 21, 2019
Prior Transfer Doc	02103/0599
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	972 S MAIN ST, SMITHFIELD, UT 84335-2303
Transaction Type	Mortgage
Record Updated	Feb 18, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NA, FIRST AMER TTL INS CO NCS SA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 S MAIN ST, SMITHFIELD, UT 84335-2303

Mortgage

Document Number	02525/1368
Date	Jan 27, 2026
Book Page	2525/1368
Instrument	1390575

Lender

Name	INTERMOUNTAIN BUSINESS LENDING INC
Address	OGDEN, UT 84405

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Oct 22, 2019
Property Address	972 S MAIN ST, SMITHFIELD, UT 84335-2303
Document Number	02103/0599
Book / Page	2103 / 0599
Map Reference	DOC 1211665
Instrument Date	Oct 21, 2019
Instrument	1230459
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	PRINCIPLE TITLE INSURANCE AGENCY INC, PINNACLE TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 S 200 E, SMITHFIELD, UT 84335-1616

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Aug 8, 2019
Property Address	972 S MAIN ST, SMITHFIELD, UT 84335-2303
Document Number	02087/0439
Book / Page	2087 / 0439
Instrument Date	Aug 8, 2019
Instrument	1224563
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	PRINCIPLE TITLE INSURANCE AGENCY INC, PINNACLE TITLE INS AGCY INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 S 200 E, SMITHFIELD, UT 84335-1616

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Smithfield City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00 (+13.86%)	$271,684 (+28.33%) Land $271,684	$271,684 (+28.33%) Land $271,684
2023	$1,782.00	$211,702 Land $211,702	$211,702 Land $211,702

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD CITY serves 10,223 people · EPA ID UTAH03020
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	499 / 285

May also be available: AT&T, Google Fiber, T-Mobile, Verizon.

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