972 S Jacob St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 972 S Jacob St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,004 sqft · built 1997
Lot Size	0.164 acres (7,161 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (Jun 2022)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Jun 2022 Sale Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-14-122`

Property Details

APN / Parcel Number

Primary APN	`309-14-122`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,161 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces
Pool Area	346 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	972 S JACOB ST
City	GILBERT
State	AZ
Zip	85296-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	NEELY FARMS UNIT 2 MCR 419-23
Legal Range	06E
Legal Township	01S
Legal Section	19
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	NEELY FARMS UNIT 2
Legal Lot Number	122
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2007
Census Tract	814400

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1639 N 106TH WAY, MESA, AZ 85207-4501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Warranty Deed, Transfer CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage SECURITY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20220491438
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 10, 2022
Property Address	972 S JACOB ST, GILBERT, AZ 85296-3842
Document Number	0000491438
Map Reference	MB 419 PG 23
Instrument Date	Jun 6, 2022
Instrument	20220491438
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2125 STANHOPE LN, 2125, RENO, NV 89502-6547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1639 N 106TH WAY, MESA, AZ 85207-4501

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	972 S JACOB ST, GILBERT, AZ 85296-3842
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 S JACOB ST, GILBERT, AZ 85296-3842

Mortgage

Document Number	0000897360
Date	Aug 19, 2021
Instrument	20210897360

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	972 S JACOB ST, GILBERT, AZ 85296-3842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 S JACOB ST, GILBERT, AZ 85296-3842

Mortgage

Document Number	0001297895
Date	Dec 31, 2020
Instrument	20201297895

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	972 S JACOB ST, GILBERT, AZ 85296-3842
Document Number	0004162626
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 GORDON ST REDWOOD CITY CA 940612250, REDWOOD CITY, CA 94061-2250

Mortgage

Document Number	0004162626
Date	May 29, 2020
Instrument	4162626

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2017
Property Address	972 S JACOB ST, GILBERT, AZ 85296-3842
Document Number	0000394775
Map Reference	MB 419 PG 23
Instrument Date	May 24, 2017
Instrument	2017-0394775
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 GORDON ST, REDWOOD CITY, CA 94061-2250

Mortgage

Document Number	, 2017-0394776
Date	May 31, 2017
Instrument	2017-0394776

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,860 (-1.46%)	$478,600 (-1.46%) Land $95,700 Building $382,900
2025	$1,785.00 (-3.62%)
2024		$48,570	$485,700 Land $97,100 Building $388,600
2022	$1,852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Arizona Network Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Tristate Wi-Fi by Wi-Fiber, Verizon.

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