972 Riverrun Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 972 Riverrun Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,373 sqft · built 1999
Lot Size	0.041 acres (1,786 sqft)
Owner	Individual Name on File
Last Sale	$204,000 (May 2014)
Tax Bill	$2,997 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062D1-03-0H-00200`

Property Details

APN / Parcel Number

Primary APN	`062D1-03-0H-00200`
Alternative APN	`27162`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,373 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	1,786 sqft (0.041 acres)

Exterior Amenities

Porch	Slab
Porch Area	23 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	972 RIVERRUN DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-0652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	RIVERRUN 4 H 2
Legal Subdivision	RIVERRUN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2000
Census Tract	10602

Owner

Source: Albemarle County records · APN 062D1-03-0H-00200

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	972 RIVERRUN DR, CHARLOTTESVILLE, VA 22901-0652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2014 · Amount on Record
Deed Sale	May 30, 2014 · Amount on Record
Deed Document Number	20144937
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	972 RIVERRUN DR, CHARLOTTESVILLE, VA 22901-0652
Document Number	0000010762
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 RIVERRUN DR CHARLOTTESVILLE VA 229010652, CHARLOTTESVILLE, VA 22901-0652

Mortgage

Document Number	0000010762
Date	Aug 14, 2020
Book Page	005368/000728
Instrument	10762

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,997.00 (-1.15%)	$335,200 (+3.08%) Land $80,000 Building $255,200	$335,200 (+3.08%) Land $80,000 Building $255,200
2025	$3,032.00 (+9.18%)
2023	$2,777.00	$325,200 Land $72,500 Building $252,700	$325,200 Land $72,500 Building $252,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Based on FCC filings for 144 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.