Bandera County property record for 972 River Trail Rd, Pipe Creek, TX 78063
| Property Type | Residential |
|---|---|
| Details | 540 sqft |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Mar 2021) |
| Tax Bill | $1,759 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone A (high risk) |
| APN | 15475-00000-3470 |
| Primary APN | 15475-00000-3470 |
|---|---|
| Alternative APN |
|
| Building Area | 540 sqft Living Area |
|---|
| Lot Area | 22,738 sqft (0.522 acres) |
|---|---|
| Garage Type | Carport |
| Garage Area | 540 sqft |
| Carport | Carport |
| Carport Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 15475-00000-3470 |
|---|---|
| Street Address | 972 RIVER TRAIL RD |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | PARIS ESTATES LT 347 ***MEDINA RIVER***0.522 ACRES |
| Legal Subdivision | PARIS ESTATES |
| Legal Lot Number | 347 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 301 |
972 River Trail Rd, a residential property, is owned by an individual who acquired it in March 2023.
Source: Bandera County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95-525 WEHEWEHE LOOP, MILILANI, HI 96789-1410 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP |
| Apr 20, 2023 | Vendor's Lien, Transfer RANDOLPH BROOKS FCU |
| Mar 25, 2021 | Vendor's Lien, Transfer · Conventional Mortgage RANDOLPH BROOKS FCU |
| Sep 19, 2019 | Transfer on Death Deed, Transfer |
| Jul 25, 2017 | Warranty Deed, Transfer BANDERA TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on File |
| Deed Sale | Mar 25, 2021 · Amount on File |
| Prior Sale | Jul 25, 2017 |
| Deed Document Number | 2021243005 |
| Deed Book / Page | 1215 / 203 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0001308/95 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 972 RIVER TRAIL RD, PIPE CREEK, TX 78063 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Title Company | 220 TITLE, 2020 TITLE |
| Name | Verified Name |
|---|---|
| Address | 972 RIVER BND, BANDERA, TX 78003-5161 |
| Document Number | 001402/863 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 1402/863 |
| Instrument | 273893 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BANDERA TX |
| Recording Date | Apr 20, 2023 |
| Property Address | 972 RIVER TRAIL RD, PIPE CREEK, TX 78063 |
| Document Number | 0001308/95 |
| Book / Page | 1308 / 95 |
| Map Reference | VOL 4 PG 27 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 258287 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8910 N LOOP 1604 W # W221, W221, SAN ANTONIO, TX 78249-2584 |
| Name | Verified Name |
|---|---|
| Address | 10438 VALLE ALTO, HELOTES, TX 78023-2917 |
| Date | Apr 20, 2023 |
|---|
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BANDERA TX |
| Recording Date | Mar 25, 2021 |
| Property Address | 972 RIVER TRAIL RD, PIPE CREEK, TX 78063 |
| Document Number | 001215/203 |
| Book / Page | 1215 / 203 |
| Map Reference | VOL 6 PG 113 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 243005 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | BANDERA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2407 RIVERSIDE FARMS RD, AUSTIN, TX 78741-4829 |
| Name | Verified Name |
|---|---|
| Address | 10438 VALLE ALTO, HELOTES, TX 78023-2917 |
| Document Number | 0000243006 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 243006 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BANDERA TX |
| Recording Date | Sep 19, 2019 |
| Property Address | 972 RIVER TRAIL RD, PIPE CREEK, TX 78063 |
| Document Number | 001154/049 |
| Book / Page | 1154 / 049 |
| Map Reference | VOL 6 PG 113 |
| Instrument Date | Sep 4, 2019 |
| Instrument | 233279 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2407 RIVERSIDE FARMS RD, AUSTIN, TX 78741-4829 |
| Name | Verified Name |
|---|---|
| Address | 308 NICKLAUS DR, PORTLAND, TX 78374-4192 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANDERA TX |
| Recording Date | Jul 25, 2017 |
| Property Address | 972 RIVER TRAIL RD, PIPE CREEK, TX 78063 |
| Document Number | 001084/869 |
| Book / Page | 1084 / 869 |
| Map Reference | VOL 4 PG 27 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 220826 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | BANDERA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5428, LAGUNA PARK, TX 76644-5428 |
| Name | Verified Name |
|---|---|
| Address | 2407 RIVERSIDE FARMS RD, AUSTIN, TX 78741-4829 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 972 River Trail Rd was $1,759, up 3.3% from the year before.
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,759.00 (+3.35%) | $129,650 Land $125,920 Building $3,730 | $129,650 Land $125,920 Building $3,730 |
| 2024 | $1,702.00 (+28.65%) | ||
| 2023 | $1,323.00 | $81,180 Land $77,450 Building $3,730 | $81,180 Land $77,450 Building $3,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 972 River Trail Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 972 River Trail Rd is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER BEND ESTATES private · serves 567 people · EPA ID TX0100042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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