Sacramento County property record for 972 Posey St, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,684 sqft · built 2022 |
| Lot Size | 0.062 acres (2,706 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $474,000 (May 2022) |
| Tax Bill | $7,124 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1190-016-0000 |
| Primary APN | 148-1190-016-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 707 sqft |
| 2nd Floor Area | 977 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 2,706 sqft (0.062 acres) |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 972 POSEY ST |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | VERANDA AT RIVER OAKS, LOT 16, UNIT:: 0, BLOCK:: 0, BLDG:: 0 |
| Legal Subdivision | VERANDA AT RIVER OAKS |
| Legal Lot Number | 16 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 9409 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 972 POSEY ST, GALT, CA 95632-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Deed Book / Page | 20220527 / 600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 27, 2022 |
| Property Address | 972 POSEY ST, GALT, CA 95632-3538 |
| Document Number | 0000000600 |
| Map Reference | MB 419 PG 10 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022052700600 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE OF SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 972 POSEY ST, GALT, CA 95632-3538 |
| Document Number | 0000000601 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 2022052700601 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $512,810 (+2%) Land $162,364 Building $350,446 | |
| 2025 | $7,124.00 (+4.15%) Homeowner's exemption | $502,756 (+4.04%) Land $159,181 Building $343,575 |
| 2024 | $6,840.00 (+2.12%) | |
| 2023 | $6,698.00 (+130.81%) Homeowner's exemption | $483,235 Land $153,000 Building $330,235 |
| 2022 | $2,902.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GALT serves 26,536 people · EPA ID CA3410011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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