Kane County property record for 972 Pebble Beach Ct, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,894 sqft · built 1997 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Feb 2009) |
| Tax Bill | $16,359 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-408-001 |
| Primary APN | 12-09-408-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,894 sqft Living Area |
| Gross Area | 4,132 sqft |
| Basement Area | 1,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 15,000 sqft (0.344 acres) |
| View / Lot | Golf Course |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 972 PEBBLE BEACH CT |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-7511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE BROOK COUNTRY CLUB UNIT 5 LOT 222 |
| Legal Subdivision | EAGLE BROOK CC 05 |
| Legal Block | 2 |
| Legal Lot Number | 222 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 852606 |
972 Pebble Beach Ct is owned and occupied by two individuals who bought it in February 2009.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 PEBBLE BEACH CT, GENEVA, IL 60134-7511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2009 · Amount on File |
| Deed Sale | Feb 20, 2009 · Amount on File |
| Prior Sale | Feb 20, 2009 · Amount on File |
| Deed Document Number | 200912122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 972 PEBBLE BEACH CT, GENEVA, IL 60134-7511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000036753 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017K036753 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Jun 24, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 972 PEBBLE BEACH CT, GENEVA, IL 60134-7511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000027108 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020K027108 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 972 PEBBLE BEACH CT, GENEVA, IL 60134-7511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | WHEATLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018308 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021K018308 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
The 2025 property tax bill for 972 Pebble Beach Ct was $16,359 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,359.00 Homeowner's exemption | $231,415 (+8.5%) Land $80,023 Building $151,392 | $694,523 (+8.5%) Land $240,165 Building $454,358 |
| 2024 | $213,286 Land $73,754 Building $139,532 | $640,114 Land $221,351 Building $418,764 | |
| 2022 | $14,636.00 (+2.94%) Homeowner's exemption | $180,168 (+3.86%) Land $62,302 Building $117,866 | $540,504 (+3.86%) Land $186,906 Building $353,598 |
| 2021 | $14,218.00 Homeowner's exemption | $173,472 Land $59,987 Building $113,485 | $520,416 Land $179,961 Building $340,455 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 972 Pebble Beach Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 972 Pebble Beach Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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