972 Ocean Forest Ct, Corolla, NC 27927 Property Records

Currituck County property record for 972 Ocean Forest Ct, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,475 sqft · built 2017
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jun 2016)
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Aug 2017 Construction Loan May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9936-51-2102`

Property Details

APN / Parcel Number

Primary APN	`9936-51-2102`
Alternative APNs	`115C00001970000` `000141260` `9936-51`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,475 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000141260
Street Address	972 OCEAN FOREST CT
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 197 MONTERAY SHORES
Legal Subdivision	MONTERAY SHORES
Legal Lot Number	197
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 563, COROLLA, NC 27927-0563
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2017	Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK MORTGAGE
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	0001369712
Deed Book / Page	1369 / 712
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	972 OCEAN FOREST CT, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014170191
Date	Aug 25, 2017
Book Page	1417/191

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	972 OCEAN FOREST CT, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014420756
Date	May 4, 2018
Book Page	1442/756
Instrument	335716

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	972 OCEAN FOREST CT, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015150787
Date	Jan 6, 2020
Book Page	1515/787
Instrument	348325

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,437.00 (+0.47%)	$402,900 (-) Land $55,000 Building $347,900
2024	$3,421.00 (+11.54%)	$402,900 (-) Land $55,000 Building $347,900
2023	$3,067.00 (+18.92%)	$402,900 (-) Land $55,000 Building $347,900	$402,900 (-) Land $55,000 Building $347,900
2022	$2,579.00	$402,900 Land $55,000 Building $347,900	$402,900 (-) Land $55,000 Building $347,900
2021			$402,900 Land $55,000 Building $347,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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