972 Netzel St, Oregon City, OR 97045 Property Records

Clackamas County property record for 972 Netzel St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1975
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Oct 2019)
Tax Bill	$6,221 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31E01DA00217`

Property Details

APN / Parcel Number

Primary APN	`31E01DA00217`
Alternative APN	`00745215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,683 sqft Living Area
1st Floor Area	1,683 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Wood
Foundation Type	Concrete
Roof Material	Wood Shingle
Lot Area	10,000 sqft
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00745215
Street Address	972 NETZEL ST
City	OREGON CITY
State	OR
Zip	97045-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	1847 ARISTA HEIGHTS LT 9 BLK 2
Legal Range	01E
Legal Township	03S
Legal Section	01
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	ARISTA
Legal Block	2
Legal Lot Number	9
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2001
Census Tract	22602

Owner

Source: Clackamas County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	972 NETZEL ST, OREGON CITY, OR 97045-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit OREGONIANS CU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Document Number	2019-063617
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	972 NETZEL ST, OREGON CITY, OR 97045-3406
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 NETZEL ST, OREGON CITY, OR 97045-3406

Mortgage

Document Number	0000009331
Date	Mar 19, 2024
Instrument	2024-009331

Lender

Name	OREGONIANS CU
Type	Credit Union
Address	PORTLAND, OR 97267

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	972 NETZEL ST, OREGON CITY, OR 97045-3406
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 NETZEL ST, OREGON CITY, OR 97045-3406

Mortgage

Document Number	0000093501
Date	Oct 18, 2021
Instrument	2021-093501

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 11, 2019
Property Address	972 NETZEL ST, OREGON CITY, OR 97045-3406
Document Number	0000063617
Instrument Date	Sep 19, 2019
Instrument	2019-063617
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 NETZEL ST, OREGON CITY, OR 97045-3406

Mortgage

Document Number	0000063619
Date	Oct 11, 2019
Instrument	2019-063619

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,221.00 (+13.01%)	$310,530 (+6.09%)	$573,499 (+2.39%) Land $206,319 Building $367,180
2023	$5,505.00	$292,705	$560,097 Land $198,827 Building $361,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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