972 N Main St, Roanoke, IN 46783 Property Records

Huntington County property record for 972 N Main St, Roanoke, IN 46783

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,376 sqft · built 1950
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,200 (Dec 2007)
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-01-14-200-073.100-007`

Property Details

APN / Parcel Number

Primary APN	`35-01-14-200-073.100-007`
Alternative APNs	`01359102918` `0200073100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
1st Floor Area	3,424 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Terrain	High
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	1 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	01359102918
Street Address	972 N MAIN ST
City	ROANOKE
State	IN
Zip	46783-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E PT NW SEC 14 1.25A
Jurisdiction	HUNTINGTON IN
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1101
Census Tract	961300

Owner

Source: Huntington County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	972 N MAIN ST, ROANOKE, IN 46783-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MIDWEST AMERICA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2007 · Amount on Record
Deed Sale	Dec 14, 2007 · Amount on Record
Deed Document Number	20076890
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	972 N MAIN ST, ROANOKE, IN 46783-9105
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000870
Date	Feb 24, 2026
Instrument	2026000870

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 15, 2036

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	972 N MAIN ST, ROANOKE, IN 46783-9105
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000891
Date	Feb 15, 2022
Instrument	2022000891

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Mar 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTINGTON IN
Property Address	972 N MAIN ST, ROANOKE, IN 46783-9105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007231
Date	Nov 30, 2020
Instrument	2020007231

Lender

Name	MIDWEST AMERICA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Huntington County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Huntington County
County Subdivision	Jackson Township
Municipality	Roanoke Town
Unified School District	Huntington County Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,857.00 (+4.92%)	$200,900 (+22.5%) Land $31,500 Building $169,400	$200,900 (+22.5%) Land $31,500 Building $169,400
2024	$1,770.00 (+9.94%)
2023		$164,000 (+6.22%) Land $31,500 Building $132,500	$164,000 (+6.22%) Land $31,500 Building $132,500
2022	$1,610.00 Homeowner's exemption	$154,400 Land $31,500 Building $122,900	$154,400 Land $31,500 Building $122,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	21 (1980–2015)
Claims Outside the SFHA	14 of 21
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROANOKE WATER WORKS serves 1,722 people · EPA ID IN5235009
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
TWN Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Lakeland Internet.

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