Obion County property record for 972 N Key Rd, Troy, TN 38260
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 900 sqft · built 2015 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $547 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 066082 01306 |
| Primary APN | 066082 01306 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 900 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 60,548 sqft (1.39 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 588 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 972 N KEY RD |
|---|---|
| City | TROY |
| State | TN |
| Zip | 38260-3431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:6 MAP REF:082 |
| Jurisdiction | OBION TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 965400 |
972 N Key Rd is owned and occupied by an individual who acquired it in July 2022.
Source: Obion County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 972 N KEY RD, TROY, TN 38260-3431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2022 |
| Transfer Doc | 000330/247 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 972 N Key Rd was $547.
Source: Obion County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Obion County |
| Unified School District | Obion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $547.00 | $39,625 Land $2,925 Building $36,700 | |
| 2023 | $158,500 Land $11,700 Building $146,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 972 N Key Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 972 N Key Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
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