972 N Howard Ave, Addison, IL 60101 Property Records

DuPage County property record for 972 N Howard Ave, Addison, IL 60101

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,166 sqft · built 1967
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$7,038 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-207-009`

Property Details

APN / Parcel Number

Primary APN	`03-20-207-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,166 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	1,166 sqft
Basement Area	1,166 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	11.4 ft deep x 7.4 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	972 N HOWARD AVE
City	ADDISON
State	IL
Zip	60101-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LULLOS GREEN MEADOW ESTATES UNIT NO 16
Legal Subdivision	LULLOS GREEN MEADOW ESTATES
Legal Lot Number	91
Legal Unit	16
Jurisdiction	DU PAGE IL
Township / Civil Division	ADDISON
Census Block Group	4
Census Block	4010
Census Tract	840202

Owner

972 N Howard Ave is owned and occupied by two individuals who bought it in November 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Nov 1, 2021	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 17, 2019	Deed of Trust, Mortgage · Conventional with PMI PARKSIDE LNDG
Nov 30, 2018	Warranty Deed, Transfer USI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2021 · Amount on File
Deed Sale	Nov 1, 2021 · Amount on File
Prior Sale	Nov 30, 2018 · Amount on File
Deed Document Number	2021159757
Prior Transfer Date	Aug 21, 2020
Prior Transfer Doc	0000093539
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123686
Date	Oct 22, 2020
Instrument	R2020-123686

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 1, 2021
Property Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Document Number	0000159757
Map Reference	DOC R66-38554
Instrument Date	Aug 27, 2021
Instrument	R2021-159757
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Investor	Possibly a Property Investor

Mortgage

Document Number	0000159758
Date	Nov 1, 2021
Instrument	R2021-159758

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 24, 2020
Property Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Document Number	0000093539
Instrument Date	Aug 21, 2020
Instrument	93539
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 N HOWARD AVE ADDISON IL 601011236, ADDISON, IL 60101-1236

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 24, 2019
Property Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Document Number	0000061610
Instrument Date	Jun 14, 2019
Instrument	61610
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	972 N HOWARD AVE ADDISON IL 601011236, ADDISON, IL 60101-1236

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Document Number	0000051191
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 N HOWARD AVE ADDISON IL 601011236, ADDISON, IL 60101-1236

Mortgage

Document Number	0000051191
Date	Jun 26, 2019
Instrument	51191

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 30, 2018
Property Address	972 N HOWARD AVE, ADDISON, IL 60101-1236
Document Number	0000110611
Instrument Date	Nov 26, 2018
Instrument	110611
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	USI

Transaction

Amount	Amount on Record
Tax	$366.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 N HONEY HILL RD ADDISON IL 601011122, ADDISON, IL 60101-1122

Tax Assessment & Valuation

The 2025 property tax bill for 972 N Howard Ave was $7,038 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Addison Village
County	DuPage County
County Subdivision	Addison Township
Elementary School District	Addison School District 4 (PK - 08)
Secondary School District	DuPage High School District 88 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,038.00	$112,855 Land $43,968 Building $68,887	$338,565 Land $131,904 Building $206,661
2022	$6,084.00 Homeowner's exemption	$88,620 Land $34,520 Building $54,100	$265,860 Land $103,560 Building $162,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 972 N Howard Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1978–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 972 N Howard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADDISON serves 38,017 people · EPA ID IL0430050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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