Hampden County and West Springfield Town City property record for 972 Morgan Rd, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,112 sqft · built 1955 |
| Lot Size | 1.06 acres (46,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $297,000 (Nov 2019) |
| Tax Bill | $6,120 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 378-29150-0X-001 |
| Primary APN | 378-29150-0X-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| Gross Area | 4,045 sqft |
| Basement Area | 1,095 sqft |
| Unfinished Basement | 1,095 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,553 sqft (1.06 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 378-29150-0X-001 |
|---|---|
| Street Address | 972 MORGAN RD |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-4337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 29150 |
| Legal Lot Number | X |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 812401 |
972 Morgan Rd is owned and occupied by an individual who acquired it in November 2019.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 972 MORGAN RD, WEST SPRINGFIELD, MA 01089-4337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLYOKE CU |
| Jan 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Feb 5, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HOLYOKE CU |
| Nov 25, 2019 | Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on File |
| Deed Sale | Nov 25, 2019 · Amount on File |
| Prior Sale | Jul 27, 2018 · Amount on File |
| Deed Document Number | 201969633 |
| Deed Book / Page | 22971 / 109 |
| Last Transfer Date | Nov 27, 2019 |
| Transfer Doc | 22982-407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 972 MORGAN RD, WEST SPRINGFIELD, MA 01089-4337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025131-540 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 25131/540 |
| Instrument | 40197 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 972 MORGAN RD, WEST SPRINGFIELD, MA 01089-4337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023682-511 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 23682/511 |
| Instrument | 6913 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 972 MORGAN RD, WEST SPRINGFIELD, MA 01089-4337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025311-319 |
|---|---|
| Date | Feb 5, 2024 |
| Book Page | 25311/319 |
| Instrument | 4953 |
| Name | HOLYOKE CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Nov 25, 2019 |
| Property Address | 972 MORGAN RD, WEST SPRINGFIELD, MA 01089-4337 |
| Document Number | 22971-109 |
| Book / Page | 22971 / 109 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 69633 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 MORGAN RD, WEST SPRINGFIELD, MA 01089-4337 |
| Document Number | 69634 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 69634 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 972 Morgan Rd was $6,120, up 1.7% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,120.00 (+1.73%) | $436,500 (+7.88%) Land $121,800 Building $314,700 | $412,764 (+16.58%) |
| 2025 | $6,016.00 (+6.36%) | $404,600 (+5.94%) Land $111,000 Building $293,600 | $354,065 |
| 2024 | $5,656.00 (+4.8%) | $381,900 (+9.96%) Land $111,000 Building $270,900 | |
| 2023 | $5,397.00 | $347,300 Land $111,000 Building $236,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 972 Morgan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 972 Morgan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures