972 Mesa Dr, Elgin, IL 60123 Property Records

Kane County property record for 972 Mesa Dr, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1996
Square Footage	1,380 sqft Living Area
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$240,000 (2022)
Tax Bill	$5,628.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-28-176-031`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,380 sqft Living Area
Gross Area	2,016 sqft Gross Area
Basement Area	636 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment Style
Construction Type	Frame Construction
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	972 MESA DR
City	ELGIN
State	IL
Zip	60123-6577
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SIERRA RIDGE CONDOMINIUM UNIT 464C
Legal Subdivision	SIERRA RIDGE CONDO
Legal Block	3
Legal Unit	464C
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	3
Census Block	3007
Census Tract	851908

Owner

Source: Kane County records · APN 06-28-176-031

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	258 WINDSOR CT, C, SOUTH ELGIN, IL 60177-1979
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Dec 03, 1996 · Amount on Record
Prior Transfer Date	Nov 27, 1996
Prior Transfer Doc	0000015236
Record Refreshed	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2022
Property Address	972 MESA DR, ELGIN, IL 60123-6577
Document Number	0000047897
Map Reference	DOC 96K034525
Instrument Date	Sep 15, 2022
Instrument	2022K047897
Transaction Type	Transfer
Record Updated	Oct 05, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	972 MESA DR # DR464C, 972, ELGIN, IL 60123-6577

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	972 MESA DR, ELGIN, IL 60123-6577

Mortgage

Document Number	0000047898
Date	Sep 28, 2022
Instrument	2022K047898

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,628.00 (+27.16%) Homeowner's exemption
2024		$75,323 (+21.39%) Land $16,550 Building $58,773	$226,059 (+21.44%) Land $49,670 Building $176,390
2022	$4,426.00 (+5.53%) Homeowner's exemption	$62,049 (+6.96%) Land $13,634 Building $48,415	$186,147 (+6.96%) Land $40,902 Building $145,245
2021	$4,194.00 Homeowner's exemption	$58,012 Land $12,747 Building $45,265	$174,036 Land $38,241 Building $135,795