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972 Main St, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 972 Main St, Ashby, MA 01431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,470 sqft · built 1930
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on File
Last Sale$322,900 (May 2021)
Tax Bill$5,131 (2025)
Deeds & MortgagesFeb 2022 Refinance
May 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APNASHB M:010.0 B:0001 L:0000.0

Property Details

APN / Parcel Number

Primary APNASHB M:010.0 B:0001 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,470 sqft Living Area
1st Floor Area894 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1933
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area37,462 sqft (0.86 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address972 MAIN ST
CityASHBY
StateMA
Zip01431-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Block1
JurisdictionASHBY MA
Township / Civil DivisionASHBY
Census Block Group1
Census Block1024
Census Tract300100

Owner

Source: Middlesex County and Ashby Town records · APN ASHB M:010.0 B:0001 L:0000.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address972 MAIN ST, ASHBY, MA 01431-2310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
May 07, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NORCOM MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2021 · Amount on Record
Deed SaleMay 07, 2021 · Amount on Record
Prior SaleAug 26, 2010 · Amount on Record
Deed Document Number2021104289
Deed Book / Page77714 / 474
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHBY MA
Property Address972 MAIN ST, ASHBY, MA 01431-2310
Transaction TypeMortgage
Record UpdatedFeb 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079659-557
DateFeb 09, 2022
Book Page79659/557
Instrument21333
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionASHBY MA
Recording DateMay 07, 2021
Property Address972 MAIN ST, ASHBY, MA 01431-2310
Document Number77714-474
Book / Page77714 / 474
Instrument DateMay 07, 2021
Instrument104289
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address972 MAIN ST, ASHBY, MA 01431-2310

Mortgage

Document Number104290
DateMay 07, 2021
Instrument104290
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAshby Town
Unified School DistrictNorth Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,131.00 (+6.54%)$336,900 (+8.64%) Land $63,800 Building $273,100$368,315 (+3.36%)
2024$4,816.00 (+10.23%)$310,100 (+16.54%) Land $61,400 Building $248,700$356,345
2023$4,369.00$266,100 Land $56,600 Building $209,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173001001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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