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972 Kinzer Ave, Carmel, IN 46032 Property Records

Hamilton County property record for 972 Kinzer Ave, Carmel, IN 46032

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,738 sqft · built 2021
Lot Size0.039 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$395,000 (Jul 2024)
Tax Bill$3,949 (2024)
Deeds & MortgagesOct 2020 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN29-10-31-005-007.000-018

Property Details

APN / Parcel Number

Primary APN29-10-31-005-007.000-018
Alternative APN
  • 1610310005007000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,738 sqft Living Area

Exterior

Year BuiltBuilt 2021
Architectural StyleRow End or Row Middle
Roof MaterialAsphalt
Lot Area1,742 sqft (0.039 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610310005007000
Street Address972 KINZER AVE
CityCARMEL
StateIN
Zip46032-3347
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionACREAGE .04, SECTION 31, TOWNSHIP 18, RANGE 4, GRAMERCY WEST, SECTION 1, LOT 7
Legal SubdivisionGRAMERCY WEST SEC ONE
Legal Lot Number7
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2000
Census Tract111007

Owner

972 Kinzer Ave, a condominium, is owned by an individual who bought it in July 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4457 EVERGREEN TRL, CARMEL, IN 46074-7761
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 27, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2024 · Amount on File
Deed SaleJul 29, 2024 · Amount on File
Prior SaleOct 15, 2020 · Amount on File
Deed Document Number2024027237
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateOct 15, 2020
Property Address972 KINZER AVE, CARMEL, IN 46032-3347
Document Number0000073665
Instrument DateOct 14, 2020
Instrument2020073665
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 KINZER AVE, CARMEL, IN 46032-3347

Mortgage

Document Number0000073666
DateOct 15, 2020
Instrument2020073666
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON IN
Recording DateMar 27, 2020
Property Address972 KINZER AVE, CARMEL, IN 46032-3347
Document Number0000016274
Instrument DateMar 9, 2020
Instrument16274
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$376,000 Land $105,000 Building $271,000$376,000 Land $105,000 Building $271,000
2024$3,949.00 (+12.89%)
2023$3,498.00 (+4.01%)$337,200 (+12.21%) Land $105,000 Building $232,200$337,200 (+12.21%) Land $105,000 Building $232,200
2022$3,363.00$300,500 Land $105,000 Building $195,500$300,500 Land $105,000 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 972 Kinzer Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (2011–2015)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 972 Kinzer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
On-Ramp Indiana
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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