972 Keene Rd, Winchester, NH 03470 Property Records

Cheshire County and Winchester Town property record for 972 Keene Rd, Winchester, NH 03470

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,039 sqft · built 1875
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,931 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WNCH M:00037 B:000005 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WNCH M:00037 B:000005 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,039 sqft Living Area
Gross Area	3,900 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	972 KEENE RD
City	WINCHESTER
State	NH
Zip	03470-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIGHWA
Legal Block	5
Jurisdiction	WINCHESTER TOWN NH
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1032
Census Tract	971700

Owner

Source: Cheshire County and Winchester Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	972 KEENE RD, WINCHESTER, NH 03470-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	972 KEENE RD, WINCHESTER, NH 03470-2309
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003335-439
Date	Dec 29, 2025
Book Page	3335/439
Instrument	2510185

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	277 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	972 KEENE RD, WINCHESTER, NH 03470-2309
Document Number	0031200035
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 KEENE RD WINCHESTER NH 034702309, WINCHESTER, NH 03470-2309

Mortgage

Document Number	0031200035
Date	Jul 27, 2020
Book Page	003120/000035
Instrument	6133

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2030

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER TOWN NH
Property Address	972 KEENE RD, WINCHESTER, NH 03470-2309
Document Number	0030080504
Book / Page	003008 / 000504
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	972 KEENE RD WINCHESTER NH 034702309, WINCHESTER, NH 03470-2309

Mortgage

Document Number	0030080504
Date	Nov 20, 2017
Book Page	003008/000504
Instrument	9942

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cheshire County and Winchester Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Winchester Town
Elementary School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$3,931.00 (-7.68%)	$134,400 (-) Land $50,700 Building $83,700
2023	$4,258.00 (+10.4%)	$134,400 (-) Land $50,700 Building $83,700
2022	$3,857.00	$134,400 Land $50,700 Building $83,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1984–2021)
Most Recent Claim	Jul 2021 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000

May also be available: Spectrum, Xfinity.

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