Chesapeake City property record for 972 Johnstown Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,281 sqft · built 1989 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Feb 2000) |
| Tax Bill | $4,932 (2025) |
| Deeds & Mortgages | Feb 2007 Second Mortgage Jan 2017 Line of Credit + 1 more |
| APN | 0591007000040 |
| Primary APN | 0591007000040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,281 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| Attic | Attic |
| Attic Area | 463 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,420 sqft (0.354 acres) |
| Lot Dimensions | 156 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Pool Area | 836 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 228 sqft |
| Deck Area | Deck Area |
| Patio Area | 631 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 972 JOHNSTOWN RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | PT 4 CHESHIRE MEADOWS |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 21011 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 972 JOHNSTOWN RD, CHESAPEAKE, VA 23322-5841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 31, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jan 31, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2000 · Amount on Record |
| Deed Sale | Feb 22, 2000 · Amount on Record |
| Deed Book / Page | 4037 / 365 |
| Last Transfer Date | Aug 23, 2012 |
| Transfer Doc | 8799/805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 972 JOHNSTOWN RD, CHESAPEAKE, VA 23322-5841 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006957/736 |
|---|---|
| Date | Feb 16, 2007 |
| Book Page | 6957/736 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 972 JOHNSTOWN RD, CHESAPEAKE, VA 23322-5841 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 009750/753 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 9750/753 |
| Instrument | 170002731 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 972 JOHNSTOWN RD, CHESAPEAKE, VA 23322-5841 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 9750/753 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 9750/753 |
| Instrument | 170002731 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,700 (+6.64%) Land $200,000 Building $320,700 | $520,700 (+6.64%) Land $200,000 Building $320,700 | |
| 2025 | $4,932.00 (+5.75%) | $488,300 (+11.56%) Land $190,000 Building $298,300 | $488,300 (+11.56%) Land $190,000 Building $298,300 |
| 2024 | $4,664.00 (+36.61%) | ||
| 2023 | $437,700 (+6.08%) Land $170,000 Building $267,700 | $437,700 (+6.08%) Land $170,000 Building $267,700 | |
| 2022 | $412,600 Land $150,000 Building $262,600 | $412,600 Land $150,000 Building $262,600 | |
| 2019 | $3,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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