San Joaquin County property record for 972 J St, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,250 sqft · built 1972 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Nov 2022) |
| Tax Bill | $4,614 (2026) |
| Deeds & Mortgages | Nov 2022 Sale Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-250-020-000 |
| Primary APN | 196-250-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| 1st Floor Area | 1,250 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 3,485 sqft (0.08 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-250-02 |
|---|---|
| Street Address | 972 J ST |
| City | LATHROP |
| State | CA |
| Zip | 95330-9098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAWN DEC-22-1992 FROM ORIGINAL APN 195-150-02 |
| Legal Subdivision | LATHROP |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 5130 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 972 3 ST, LATHROP, CA 95330 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Nov 1, 2022 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Nov 1, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Jul 30, 2019 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Jul 18, 2019 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jul 25, 2017 | Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on Record |
| Deed Sale | Nov 1, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2019 · Amount on Record |
| Deed Document Number | 2022125132 |
| Prior Transfer Date | Oct 28, 2022 |
| Prior Transfer Doc | 0000125133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 1, 2022 |
| Property Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Number | 0000125132 |
| Map Reference | VOL 1 PG 68 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022-125132 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 1, 2022 |
| Property Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Number | 0000125133 |
| Map Reference | VOL 1 PG 68 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022-125133 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Number | 0000125134 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022-125134 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 30, 2019 |
| Property Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Number | 0000080414 |
| Map Reference | MB 1 PG 68 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 2019-080414 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Number | 0000080415 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-080415 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Number | 0000080417 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-080417 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 18, 2019 |
| Property Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Number | 0000076038 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 76038 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1189 SPRING CREEK DR RIPON CA 953662229, RIPON, CA 95366-2229 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 25, 2017 |
| Property Address | 972 J ST, LATHROP, CA 95330-9098 |
| Document Number | 0000083896 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 83896 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 972 J ST LATHROP CA 953309098, LATHROP, CA 95330-9098 |
| Document Number | 83897 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 83897 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,614.00 (-5.43%) | ||
| 2025 | $4,879.00 (+2.11%) | $426,564 (+4.04%) Land $156,060 Building $270,504 | |
| 2023 | $4,778.00 (+20.57%) | $410,000 Land $150,000 Building $260,000 | $364,320 |
| 2022 | $3,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1983) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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