972 Howard Ave, Des Plaines, IL 60018 Property Records

Cook County property record for 972 Howard Ave, Des Plaines, IL 60018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,071 sqft · built 1943
Lot Size	0.168 acres (7,300 sqft)
Owner	Company Name on Record
Last Sale	$430,000 (Sep 2025)
Tax Bill	$8,426 (2023)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-101-045`

Property Details

APN / Parcel Number

Primary APN	`09-29-101-045`
Alternative APN	`09-29-101-045-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,071 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	972 HOWARD AVE
City	DES PLAINES
State	IL
Zip	60018-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(OAKTON)(GARDENS) SUB EH WH NW SEC 29-41-12
Legal Range	12E
Legal Township	41N
Legal Section	29
Legal Subdivision	OAKTON GARDENS
Legal Lot Number	51
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	1
Census Block	1008
Census Tract	770602

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	972 HOWARD AVE, DES PLAINES, IL 60018-2719
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Warranty Deed, Transfer · Conventional Mortgage ROYAL BUSINESS BANK
Mar 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Deed Document Number	202518056
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0000047166
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 12, 2025
Property Address	972 HOWARD AVE, DES PLAINES, IL 60018-2719
Document Number	0025518056
Instrument Date	Aug 27, 2025
Instrument	2525518056
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 HOWARD AVE, DES PLAINES, IL 60018-2719

Mortgage

Document Number	0025518057
Date	Sep 12, 2025
Instrument	2525518057

Lender

Name	ROYAL BUSINESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 11, 2020
Property Address	972 HOWARD AVE, DES PLAINES, IL 60018-2719
Document Number	2007147166
Instrument Date	Nov 8, 2019
Instrument	7147166
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	159 E HILLSIDE RD BARRINGTON IL 600104753, BARRINGTON, IL 60010-4753

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 23, 2019
Property Address	972 HOWARD AVE, DES PLAINES, IL 60018-2719
Document Number	1929655149
Instrument Date	Jul 18, 2019
Instrument	29655149
Transaction Type	Transfer
Record Updated	Oct 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	159 E HILLSIDE RD BARRINGTON IL 600104753, BARRINGTON, IL 60010-4753

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,000 (+43.94%) Land $5,475 Building $40,525	$460,000 (+43.94%) Land $54,750 Building $405,250
2023	$8,426.00 (+2.47%)	$31,958 (-) Land $4,745 Building $27,213	$319,580 (-) Land $47,450 Building $272,130
2022	$8,223.00	$31,958 Land $4,745 Building $27,213	$319,580 Land $47,450 Building $272,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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