972 Hancock St, Salinas, CA 93906 Property Records

Monterey County property record for 972 Hancock St, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1989
Lot Size	0.137 acres (5,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jan 2004)
Tax Bill	$7,826 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`153-163-003-000`

Property Details

APN / Parcel Number

Primary APN	`153-163-003-000`
Alternative APN	`153-163-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,967 sqft (0.137 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-163-003
Street Address	972 HANCOCK ST
City	SALINAS
State	CA
Zip	93906-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKBRIDGE 4 TRACT NO 1100 LOT 3 BLK 7
Legal Subdivision	CREEKBRIDGE 4
Legal Tract	1100
Legal Block	7
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	3
Census Block	3000
Census Tract	10603

Owner

Source: Monterey County records, as of July 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	972 HANCOCK ST, SALINAS, CA 93906-4453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Dec 23, 2017	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2004 · Amount on Record
Deed Sale	Jan 16, 2004 · Amount on Record
Deed Document Number	20044692
Last Transfer Date	Nov 27, 2023
Transfer Doc	0000042193
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 1, 2023
Property Address	972 HANCOCK ST, SALINAS, CA 93906-4453
Document Number	0000042193
Map Reference	VOL 15 PG 66
Instrument Date	Nov 27, 2023
Instrument	2023042193
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	972 HANCOCK ST, SALINAS, CA 93906-4453
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042194
Date	Dec 1, 2023
Instrument	2023042194

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	972 HANCOCK ST, SALINAS, CA 93906-4453
Document Number	0000010336
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 HANCOCK ST SALINAS CA 939064453, SALINAS, CA 93906-4453

Mortgage

Document Number	0000010336
Date	Mar 2, 2020
Instrument	10336

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	972 HANCOCK ST, SALINAS, CA 93906-4453
Document Number	0000072103
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 HANCOCK ST SALINAS CA 939064453, SALINAS, CA 93906-4453

Mortgage

Document Number	0000072103
Date	Dec 29, 2017
Instrument	72103

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,826.00 (-2.6%) Homeowner's exemption	$604,245 (+4.04%) Land $255,914 Building $348,331
2024	$8,035.00 (+1.66%)
2023	$7,904.00 (+10.89%) Homeowner's exemption	$580,783 Land $245,978 Building $334,805
2022	$7,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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