972 Garfield St, Melbourne, FL 32935 Property Records

Brevard County property record for 972 Garfield St, Melbourne, FL 32935

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,670 sqft · built 1957
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Mar 2026)
Tax Bill$2,195 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
May 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-37-20-26-D-17

Property Details

APN / Parcel Number

Primary APN27-37-20-26-D-17
Alternative APNs
  • 27-37-20-26-0000D.0-0017.00
  • 2723114

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1995
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions131 ft deep x 107 ft wide
Garage TypeCarport
Garage Area410 sqft
CarportCarport
Carport Area410 sqft
PorchScreened/Unfinished Porch
Porch Area160 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2723114
Street Address972 GARFIELD ST
CityMELBOURNE
StateFL
Zip32935-4017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionBOWE GARDENS SEC A LOT 17 BLK D
Legal Range37E
Legal Township27S
Legal Section20
Legal SubdivisionBOWE GARDENS SEC A
Legal BlockD
Legal Lot Number17
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3013
Census Tract64302

Owner

Source: Brevard County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address972 GARFIELD ST, MELBOURNE, FL 32935-4017
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Warranty Deed, Transfer · FHA Mortgage
TOWNE MORTGAGE CO
May 12, 2020Quit Claim Deed, Transfer
EXPRESS L C L SERVICES, EXPRESS L C L SVCS
May 14, 2018Warranty Deed, Transfer
STATE TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2026 · Amount on Record
Deed SaleMar 27, 2026 · Amount on Record
Prior SaleMay 14, 2018 · Amount on Record
Deed Document Number202661372
Deed Book / Page10582 / 1635
Prior Transfer DateJan 12, 1995
Prior Transfer Doc3535004755
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 27, 2026
Property Address972 GARFIELD ST, MELBOURNE, FL 32935-4017
Document Number0105821635
Book / Page10582 / 1635
Map ReferenceMB 11 PG 110
Instrument DateMar 26, 2026
Instrument2026061372
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address291 AWIN CIR SE, PALM BAY, FL 32909-8563

Transferred To (Grantee/Buyer)

NameVerified Name
Address972 GARFIELD ST, MELBOURNE, FL 32935-4017

Mortgage

Document Number0105821637
DateMar 27, 2026
Instrument10582/1637
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateMay 12, 2020
Property Address972 GARFIELD ST, MELBOURNE, FL 32935-4017
Document Number0087391336
Book / Page008739 / 001336
Instrument DateMay 11, 2020
Instrument102902
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyEXPRESS L C L SERVICES, EXPRESS L C L SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address972 GARFIELD ST MELBOURNE FL 329354017, MELBOURNE, FL 32935-4017

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 14, 2018
Property Address972 GARFIELD ST, MELBOURNE, FL 32935-4017
Document Number0081630890
Book / Page008163 / 000890
Instrument DateMay 11, 2018
Instrument107739
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanySTATE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,085.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 GREENVIEW RD COLLIERVILLE TN 380171161, COLLIERVILLE, TN 38017-1161

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,460 (+2.7%)$220,680 (+5.63%)
2025$2,195.00 (+5.73%) Homeowner's exemption$159,170 (+5.98%)$208,920 (-4.67%)
2024$2,076.00 (+2.87%)
2023$2,018.00 (+7.23%) Homeowner's exemption$150,190 (+3%)$219,150 (+8.59%) Land $70,000 Building $149,150
2022$1,882.00 Homeowner's exemption$145,820$201,820 Land $70,000 Building $131,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims9 (1994–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irene, Oct 1999 · 2 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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