972 Garden Rd, Tuttle, OK 73089 Property Records

Grady County property record for 972 Garden Rd, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 2001
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Jan 2017)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20518`

Property Details

APN / Parcel Number

Primary APN	`20518`
Alternative APNs	`0766-001-003-00-0-000-00` `0766-00-001-003-0-000-00` `51358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Attached
Garage Area	930 sqft
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	51358
Street Address	972 GARDEN RD
City	TUTTLE
State	OK
Zip	73089-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-09N-05W LOT 3 BLOCK 1 GARDEN RIDGE ADDITION PART TWO
Legal Range	05W
Legal Township	09N
Legal Section	16
Legal Subdivision	0766 GARDEN RIDGE PART 2
Legal Block	1
Legal Lot Number	3
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	2
Census Block	2010
Census Tract	902

Owner

Source: Grady County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	972 GARDEN RD, TUTTLE, OK 73089-4404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Prior Sale	Mar 23, 2001 · Amount on Record
Deed Document Number	20171573
Deed Book / Page	5161 / 151
Record Updated	Oct 29, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRADY OK
Recording Date	Jan 24, 2017
Property Address	972 GARDEN RD, TUTTLE, OK 73089-4404
Document Number	0000001573
Book / Page	005161 / 000151
Instrument Date	Jan 20, 2017
Instrument	1573
Transaction Type	Transfer
Record Updated	Feb 16, 2017
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	972 GARDEN RD TUTTLE OK 730894404, TUTTLE, OK 73089-4404

Mortgage

Document Number	1574
Date	Jan 24, 2017
Book Page	005161/000152
Instrument	1574

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Unified School District	Bridge Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,682 (+3%) Land $3,383 Building $18,299	$197,109 (+3%) Land $30,754 Building $166,355
2025	$2,239.00	$21,050 (+3%) Land $3,417 Building $17,633	$191,363 (-7.02%) Land $31,063 Building $160,300
2024	$2,239.00 (+6.92%)	$20,437 (+3%) Land $3,317 Building $17,120
2023	$2,094.00 (+2.55%) Homeowner's exemption	$19,842 (+3%) Land $3,235 Building $16,607	$205,819 (+17.52%) Land $33,559 Building $172,260
2022	$2,042.00 Homeowner's exemption	$19,265 Land $2,769 Building $16,496	$175,129 Land $25,169 Building $149,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–1993)
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Pioneer Telephone Cooperative Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Garden Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures