972 Florence Rd, Livermore, CA 94550 Property Records

Alameda County property record for 972 Florence Rd, Livermore, CA 94550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,128 sqft · built 1968
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Oct 2023)
Tax Bill	$15,052 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`97-88-93`

Property Details

APN / Parcel Number

Primary APN	`97-88-93`
Alternative APN	`097-0088-093-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	Other
Construction Type	Wood
Lot Area	7,000 sqft (0.16 acres)

Location & Zoning

Street Address	972 FLORENCE RD
City	LIVERMORE
State	CA
Zip	94550-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2827 LOT 1
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	3
Census Block	3001
Census Tract	451602

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 11, 2023	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	2023118421
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541

Mortgage

Document Number	0000124604
Date	Oct 6, 2025
Instrument	2025124604

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 11, 2023
Property Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541
Document Number	0000118421
Map Reference	MB 53 PG 79
Instrument Date	Oct 3, 2023
Instrument	2023118421
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541

Mortgage

Document Number	0000118422
Date	Oct 11, 2023
Instrument	2023118422

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541
Transaction Type	Mortgage
Record Updated	May 24, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541

Mortgage

Document Number	0000046185
Date	Apr 25, 2023
Instrument	2023046185

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 30, 2043

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 FLORENCE RD, LIVERMORE, CA 94550-5541

Mortgage

Document Number	0000170964
Date	May 3, 2021
Instrument	2021170964

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Livermore City
Unified School District	Livermore Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,052.00 (+127.41%)	$1,224,000 (+154%) Land $367,200 Building $856,800
2023	$6,619.00	$481,890 Land $128,491 Building $353,399

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - LIVERMORE private · serves 60,414 people · EPA ID CA0110003
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Dec 2024
Also Mapped Here	CITY OF LIVERMORE
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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