972 ESTEY WAY PLACERVILLE CA 956676484, PLACERVILLE, CA 95667-6484
Mortgage
Document Number
0000034845
Date
Aug 26, 2019
Instrument
34845
Lender
Name
GOLDEN 1 CU
Type
Credit Union
Address
SACRAMENTO, CA 95826
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Aug 25, 2049
January 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
EL DORADO CA
Property Address
972 ESTEY WAY, PLACERVILLE, CA 95667-6484
Document Number
0000002278
Instrument Date
Jan 16, 2019
Transaction Type
Mortgage
Record Updated
Jun 11, 2019
Title Company
PLACER TITLE COMPANY AUBURN, PLACER TITLE CO AUBURN
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
972 ESTEY WAY PLACERVILLE CA 956676484, PLACERVILLE, CA 95667-6484
Mortgage
Document Number
0000002278
Date
Jan 23, 2019
Instrument
2278
Lender
Name
GOLDEN 1 CU
Type
Credit Union
Address
SACRAMENTO, CA 95826
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Jan 22, 2049
Interest
Rate Type
Adjustable Rate
August 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
EL DORADO CA
Recording Date
Aug 23, 2017
Property Address
972 ESTEY WAY, PLACERVILLE, CA 95667-6484
Document Number
0000035701
Instrument Date
Aug 14, 2017
Instrument
35701
Transaction Type
Transfer
Record Updated
Jun 11, 2019
Title Company
FIDELITY NATIONAL TITLE
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
972 ESTEY WAY PLACERVILLE CA 956676484, PLACERVILLE, CA 95667-6484
August 2017: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
EL DORADO CA
Recording Date
Aug 23, 2017
Property Address
972 ESTEY WAY, PLACERVILLE, CA 95667-6484
Document Number
0000035699
Map Reference
MB I PG 134
Instrument Date
Aug 14, 2017
Instrument
2017-0035699
Transaction Type
Transfer
Record Updated
Aug 9, 2022
Title Company
FIDELITY NATIONAL TITLE COMP
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
972 ESTEY WAY, PLACERVILLE, CA 95667-6484
Mortgage
Document Number
0000035700
Date
Aug 23, 2017
Instrument
2017-0035700
Lender
Name
PARAMOUNT EQUITY MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
241 Months
Due
Sep 1, 2037
Tax Assessment & Valuation
The 2025 property tax bill for 972 Estey Way was $4,196 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
Property Jurisdictions
Type
Name
State
California
County
El Dorado County
Municipality
Placerville City
Secondary School District
El Dorado Union High School District (09 - 12)
Elementary School District
Placerville Union Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$411,345 (+2%)Land $83,149Building $328,196
2025
$4,196.00Homeowner's exemption
$403,280Land $81,519Building $321,761
2023
$4,056.00 (+2.11%)Homeowner's exemption
$387,621Land $78,354Building $309,267
2022
$3,972.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 972 Estey Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
5 in force
Nearby Flood Claims
1 (2018)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 2018 · river or lake flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 972 Estey Way is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source
Purchased surface water from EL DORADO ID - MAIN
Last State Inspection
Jan 2026
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025