972 Ebony Ave, Imperial Beach, CA 91932 Property Records

San Diego County property record for 972 Ebony Ave, Imperial Beach, CA 91932

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,699 sqft · built 1977
Lot Size0.193 acres (8,396 sqft)
OwnerCompany Name on File
Tax Bill$2,186 (2025)
Deeds & MortgagesOct 2017 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN626-481-09-02

Property Details

APN / Parcel Number

Primary APN626-481-09-02

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,699 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleDuplex Single
Lot Area8,396 sqft (0.193 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address972 EBONY AVE
CityIMPERIAL BEACH
StateCA
Zip91932-2826
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-3000
Legal DescriptionPAR 1 US 2 PER DOC03-264074&UND INT IN TR PM19133
Legal SubdivisionCITY/IMPERIAL BEACH
Legal Tract1019133
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3013
Census Tract10300

Owner

972 Ebony Ave, a duplex, is owned by a company that acquired it in February 2006 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address972 EBONY AVE, IMPERIAL BEACH, CA 91932-2826
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2017Deed of Trust, Mortgage · FHA Mortgage
HIGHTECHLENDING
Oct 25, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 17, 2006
Transfer Doc0000119772
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address972 EBONY AVE, IMPERIAL BEACH, CA 91932-2826
Document Number0000504949
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedNov 2, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address972 EBONY AVE IMPERIAL BEACH CA 919322826, IMPERIAL BEACH, CA 91932-2826

Mortgage

Document Number0000504949
DateOct 30, 2017
Instrument504949
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.7%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address972 EBONY AVE, IMPERIAL BEACH, CA 91932-2826
Document Number0000504950
Instrument DateOct 25, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address972 EBONY AVE IMPERIAL BEACH CA 919322826, IMPERIAL BEACH, CA 91932-2826

Mortgage

Document Number0000504950
DateOct 30, 2017
Instrument504950
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.7%

Tax Assessment & Valuation

The 2025 property tax bill for 972 Ebony Ave was $2,186 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityImperial Beach City
Elementary School DistrictSouth Bay Union School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$131,454 (+2%) Land $22,822 Building $108,632
2025$2,186.00 Homeowner's exemption$128,877 Land $22,375 Building $106,502
2023$2,065.00 (-1.29%) Homeowner's exemption$123,874 Land $21,507 Building $102,367
2022$2,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 972 Ebony Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 972 Ebony Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-AM WATER CORONADO
private · serves 106,000 people · EPA ID CA3710001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 851 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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