Spokane County property record for 972 E 10th Ave, Spokane, WA 99202 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,214 sqft Living Area |
| Lot Size | 6,500 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2025) |
| Tax Bill | $3,302.00 (2026) |
| Primary APN | 35204.2302 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,214 sqft Living Area |
| Gross Area | 1,928 sqft Gross Area |
| 1st Floor | 764 sqft 1st Floor |
| Upper Floors | 764 sqft Upper Floors |
| Basement Area | 400 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,500 sqft (0.149 acres) |
| Depth X Width | 130 ft x 50 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 264 sqft Garage |
| Deck Area | 190 sqft Deck |
| Patio Area | 56 sqft Patio |
| Canopy Area | 246 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 972 E 10TH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99202-2417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIGHLD PK S 1ST L2 B4 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 20 |
| Legal Subdivision | HIGHLD PK |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | SPOKANE WA |
| Minor Civil Division | SPOKANE |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 3100 |
Source: Spokane County records · APN 35204.2302
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 E 10TH AVE, SPOKANE, WA 99202-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Jul 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 16, 2025 · Amount on Record |
| Deed Sale | Sep 16, 2025 · Amount on Record |
| Prior Sale | Jul 18, 2017 · Amount on Record |
| Deed Doc Number | 20257441173 |
| Prior Transfer Date | Jun 04, 2007 |
| Prior Transfer Doc | 0005548568 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 972 E 10TH AVE, SPOKANE, WA 99202-2417 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0007059529 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 7059529 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 15515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Sep 16, 2025 |
| Property Address | 972 E 10TH AVE, SPOKANE, WA 99202-2417 |
| Document Number | 0007441173 |
| Map Reference | VOL B PG 58 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 7441173 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,405.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 E 10TH AVE, SPOKANE, WA 99202-2417 |
| Document Number | 0007441174 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 7441174 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jul 18, 2017 |
| Property Address | 972 E 10TH AVE, SPOKANE, WA 99202-2417 |
| Document Number | 0006622092 |
| Map Reference | VOL B PG58 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 6622092 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,942.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 972 E 10TH AVE, SPOKANE, WA 99202-2417 |
| Document Number | 0006622093 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 6622093 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,302.00 (+22.89%) | $353,100 (+31.41%) Land $95,000 Building $258,100 | $353,100 (+31.41%) Land $95,000 Building $258,100 |
| 2025 | $2,687.00 (+3.07%) | $268,700 (-11.31%) Land $78,000 Building $190,700 | $268,700 (-11.31%) Land $78,000 Building $190,700 |
| 2024 | $2,607.00 (-12.07%) | $302,950 (+35.02%) Land $48,750 Building $254,200 | $302,950 (+35.02%) Land $48,750 Building $254,200 |
| 2023 | $2,965.00 (+12.82%) | $224,370 Land $37,770 Building $186,600 | $224,370 Land $37,770 Building $186,600 |
| 2022 | $2,628.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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