St. Johns County property record for 972 Dewberry Dr S, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,983 sqft · built 1996 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Jun 2023) |
| Tax Bill | $7,005 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 249150-0240 |
| Primary APN | 249150-0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,983 sqft Living Area |
| Gross Area | 2,533 sqft |
| 1st Floor Area | 1,983 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 279 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 972 DEWBERRY DR S |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-4349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/21-25 JULINGTON CREEK PLANTATION PARCEL 15 LOT 24 OR5776/1004 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 54 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 15 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20808 |
972 Dewberry Dr S is owned and occupied by an individual who bought it in June 2023.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 972 DEWBERRY DR S, SAINT JOHNS, FL 32259-4349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLO |
| Mar 6, 2019 | Loan Modification, Mortgage · Conventional Mortgage PLAZA HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on File |
| Deed Sale | Jun 16, 2023 · Amount on File |
| Prior Sale | Apr 13, 2012 · Amount on File |
| Deed Document Number | 202346908 |
| Deed Book / Page | 5776 / 1004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 16, 2023 |
| Property Address | 972 DEWBERRY DR S, SAINT JOHNS, FL 32259-4349 |
| Document Number | 0057761004 |
| Book / Page | 5776 / 1004 |
| Map Reference | MB 28 PG 21-25 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023046908 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 W MARINA COVE DR APT 349, 349, SAINT AUGUSTINE, FL 32080-6228 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 972 DEWBERRY DR S, SAINT JOHNS, FL 32259-4349 |
| Document Number | 0057761006 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 5776/1006 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLO |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 972 DEWBERRY DR S, SAINT JOHNS, FL 32259-4349 |
| Document Number | 0047041989 |
| Instrument Date | Mar 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 972 DEWBERRY DR S ST JOHNS FL 322594349, ST JOHNS, FL 32259-4349 |
| Document Number | 0047041989 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 004704/001989 |
| Instrument | 23163 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKE ZURICH, IL 60047 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 468 Months |
| Due | Apr 4, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 972 Dewberry Dr S was $7,005 with a homeowner's exemption, up 11.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,154 (+2.7%) | $444,700 (+3.45%) Land $155,000 Building $289,700 | |
| 2025 | $7,005.00 (+11.07%) Homeowner's exemption | $423,714 | $429,860 Land $120,000 Building $309,860 |
| 2024 | $6,307.00 (+76.37%) | ||
| 2023 | $3,576.00 (+2.26%) Homeowner's exemption | $217,631 (+3%) | $406,888 (+7.01%) Land $115,000 Building $291,888 |
| 2022 | $3,497.00 Homeowner's exemption | $211,292 | $380,240 Land $112,000 Building $268,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 972 Dewberry Dr S in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 972 Dewberry Dr S is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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