972 Darby Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 972 Darby Dr, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1995
Lot Size	0.136 acres (5,956 sqft)
Owner	2 Company Names on Record
Last Sale	$496,500 (Apr 2018)
Tax Bill	$6,098 (2025)
Deeds & Mortgages	Mar 2023 Transfer Sep 2021 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`244-150-620-000`

Property Details

APN / Parcel Number

Primary APN	`244-150-620-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Construction Type	Wood
Lot Area	5,956 sqft (0.136 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	972 DARBY DR
City	TRACY
State	CA
Zip	95377-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	95-FM PT OF 244-040-16 PER VICTORIA GREENS UNIT 3
Legal Subdivision	VICTORIA GREENS UNIT #3
Legal Tract	2284
Legal Lot Number	62
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1004
Census Tract	5217

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	972 DARBY DR, TRACY, CA 95377-8222
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Intrafamily Transfer, Transfer FNC TITLE SERVICES LLC
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 12, 2020	Quit Claim Deed, Transfer SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE CO/CA
Feb 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2018	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Feb 12, 2020
Deed Document Number	0000036578
Last Transfer Date	Mar 31, 2023
Transfer Doc	0000025330
Record Updated	Jun 7, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 31, 2023
Property Address	972 DARBY DR, TRACY, CA 95377-8222
Document Number	0000025330
Map Reference	MB 32 PG 40
Instrument Date	Mar 29, 2023
Instrument	2023-025330
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	972 DARBY DR, TRACY, CA 95377-8222

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	972 DARBY DR, TRACY, CA 95377-8222
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 DARBY DR, TRACY, CA 95377-8222

Mortgage

Document Number	0000157419
Date	Sep 20, 2021
Instrument	2021-157419

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2036

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 12, 2020
Property Address	972 DARBY DR, TRACY, CA 95377-8222
Document Number	0000018553
Instrument Date	Nov 24, 2019
Instrument	18553
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	SOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	972 DARBY DR TRACY CA 953778222, TRACY, CA 95377-8222

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 12, 2020
Property Address	972 DARBY DR, TRACY, CA 95377-8222
Document Number	0000018554
Map Reference	MB 32 PG 40
Instrument Date	Nov 24, 2019
Instrument	2020-018554
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	972 DARBY DR, TRACY, CA 95377-8222

Mortgage

Document Number	0000018555
Date	Feb 12, 2020
Instrument	2020-018555

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 23, 2018
Property Address	972 DARBY DR, TRACY, CA 95377-8222
Document Number	0000081117
Instrument Date	Jul 3, 2018
Instrument	81117
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	972 DARBY DR TRACY CA 953778222, TRACY, CA 95377-8222

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 3, 2018
Property Address	972 DARBY DR, TRACY, CA 95377-8222
Document Number	0000036578
Instrument Date	Mar 30, 2018
Instrument	36578
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	972 DARBY DR TRACY CA 953778222, TRACY, CA 95377-8222

Mortgage

Document Number	36579
Date	Apr 3, 2018
Instrument	36579

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,098.00 (+5.1%) Homeowner's exemption	$564,750 (+4.04%) Land $136,537 Building $428,213
2023	$5,802.00 (+1.86%) Homeowner's exemption	$542,822 Land $131,236 Building $411,586
2022	$5,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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