972 Cooper St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 972 Cooper St, Saint Augustine, FL 32084 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,548 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Last Sale	$167,200 (2019)
Tax Bill	$3,575.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`126050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,548 sqft Living Area
1st Floor	984 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,840 sqft (0.18 acres)
Depth X Width	96 ft x 87 ft Depth x Width
Deck Area	40 sqft Deck
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	972 COOPER ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0475
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	3-107 NIROC HEIGHTS LOTS 1 & 2 BLK 16-2 OR4796/192
Legal Range	29E
Legal Township	07S
Legal Section	45
Legal Subdivision	NIROC HEIGHTS
Legal Block	16
Legal Lot Number	1,2
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1047
Census Tract	21003

Owner

Source: St. Johns County records · APN 126050-0000

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	561 PENWOOD TRL, NEKOOSA, WI 54457-7923
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 17, 2019 · Amount on Record
Deed Sale	Sep 17, 2019 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Doc Number	201968705
Deed Book / Page	4796 / 192
Record Refreshed	Jun 08, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 17, 2019
Property Address	972 COOPER ST, SAINT AUGUSTINE, FL 32084-0475
Document Number	0047960192
Book / Page	004796 / 000192
Instrument Date	Sep 06, 2019
Instrument	68705
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ALL FLORIDA TITLE COMPANY INC, ALL FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.40
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	972 COOPER ST ST AUGUSTINE FL 320840475, ST AUGUSTINE, FL 32084-0475

Mortgage

Document Number	47960194
Date	Sep 17, 2019
Book Page	004796/000194
Instrument	68706

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,289 (-3.73%)	$273,969 (+6.66%) Land $50,000 Building $223,969
2025	$3,575.00 (+13.6%)	$256,873 (-2.96%)	$256,873 (-2.96%) Land $50,000 Building $206,873
2024	$3,147.00 (+1.06%)	$264,697 (-4.26%)	$264,697 (-4.26%) Land $47,502 Building $217,195
2023	$3,114.00 (+0.32%)	$276,468 (-6.59%)	$276,468 (-6.59%) Land $45,127 Building $231,341
2022	$3,104.00	$295,975	$295,975 Land $29,293 Building $266,682

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.