St. Johns County property record for 972 Colonial Dr, Saint Augustine, FL 32086 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,116 sqft Living Area |
| Lot Size | 48,787 sqft (1.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $323,500 (2019) |
| Tax Bill | $4,719.00 (2025) |
| Primary APN | 185902-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 2,116 sqft Living Area |
| Gross Area | 2,848 sqft Gross Area |
| 1st Floor | 2,116 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 48,787 sqft (1.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 422 sqft Garage |
| Pool Area | 336 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 769 sqft Patio |
| Porch Area | 364 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 972 COLONIAL DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7965 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 26/22-23 CYPRESS POINT II PHASE I LOT 11 OR4681/1903 |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | CYPRESS POINT II PHASE I |
| Legal Phase | 1 |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 21209 |
Source: St. Johns County records · APN 185902-0110
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 COLONIAL DR, SAINT AUGUSTINE, FL 32086-7965 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Feb 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Deed Doc Number | 201911230 |
| Deed Book / Page | 4681 / 1903 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 972 COLONIAL DR, SAINT AUGUSTINE, FL 32086-7965 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 972 COLONIAL DR, ST AUGUSTINE, FL 32086-7965 |
| Document Number | 0053671619 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 5367/1619 |
| Instrument | 2021100750 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 972 COLONIAL DR, SAINT AUGUSTINE, FL 32086-7965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049330345 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 4933/345 |
| Instrument | 2020033218 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 19, 2019 |
| Property Address | 972 COLONIAL DR, SAINT AUGUSTINE, FL 32086-7965 |
| Document Number | 0046811903 |
| Book / Page | 4681 / 1903 |
| Map Reference | MB 26 PG 22&23 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 2019011230 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PARADISE TITLE OF ST AUGUSTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,264.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 751 GALLOWAY DR, FAYETTEVILLE, NC 28303-2114 |
| Document Number | 2019011231 |
|---|---|
| Date | Feb 19, 2019 |
| Instrument | 2019011231 |
| Name | BAYWAY MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,167 (+2.7%) | $482,821 (-0.69%) Land $210,000 Building $272,821 | |
| 2025 | $4,719.00 (+12.38%) Homeowner's exemption | $364,330 (+2.9%) | $486,154 (+1.61%) Land $210,000 Building $276,154 |
| 2024 | $4,199.00 (+1.99%) Homeowner's exemption | $354,062 (+3%) | $478,454 (+0.52%) Land $210,000 Building $268,454 |
| 2023 | $4,117.00 (+2.82%) Homeowner's exemption | $343,750 (+3%) | $475,969 (+2.04%) Land $210,000 Building $265,969 |
| 2022 | $4,004.00 Homeowner's exemption | $333,738 | $466,463 Land $151,200 Building $315,263 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 412 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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