972 Cole Ct, Myrtle Beach, SC 29577 Property Records

Horry County property record for 972 Cole Ct, Myrtle Beach, SC 29577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,852 sqft · built 2006
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`424-03-01-0071`

Property Details

APN / Parcel Number

Primary APN	`424-03-01-0071`
Alternative APN	`1732401022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area

Exterior

Year Built	Built 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	440 sqft
Pool Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1732401022
Street Address	972 COLE CT
City	MYRTLE BEACH
State	SC
Zip	29577-2983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION HEIGHTS; LOT 16
Legal Subdivision	PLANTATION HEIGHTS
Legal Lot Number	16
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	3
Census Block	3013
Census Tract	50500

Owner

972 Cole Ct is owned and occupied by an individual who acquired it in January 2013.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	972 COLE CT, MYRTLE BEACH, SC 29577-2983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Oct 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2013
Deed Sale	Jan 1, 2013
Prior Sale	Apr 19, 2006 · Amount on File
Deed Document Number	D140729129
Deed Book / Page	3292 / 1791
Prior Transfer Date	Nov 14, 2007
Prior Transfer Doc	2007000161689
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	972 COLE CT, MYRTLE BEACH, SC 29577-2983
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 COLE CT, MYRTLE BEACH, SC 29577-2983

Mortgage

Document Number	69760000002631
Date	Nov 25, 2025
Book Page	0000006976/0000002631

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	972 COLE CT, MYRTLE BEACH, SC 29577-2983
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 COLE CT, MYRTLE BEACH, SC 29577-2983

Mortgage

Document Number	64700000002182
Date	Oct 29, 2021
Book Page	0000006470/0000002182

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 972 Cole Ct was $1,292.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Myrtle Beach City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00		$487,535 (-) Land $200,000 Building $287,535
2024		$19,501 (+54.79%) Land $8,000 Building $11,501	$487,535 (+49.75%) Land $200,000 Building $287,535
2023		$12,598 Land $2,999 Building $9,599	$325,570 Land $74,970 Building $250,600
2021	$1,034.00	$13,023 Land $2,999 Building $10,024	$325,570 Land $74,970 Building $250,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 972 Cole Ct in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	128 units insured incl. 77 condo units
Nearby Flood Claims	17 (1987–2021)
Claims Outside the SFHA	12 of 17
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 972 Cole Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: HTC, T-Mobile.

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