972 Co Rte 401, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 972 Co Rte 401, Westerlo, NY 12193 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,927 sqft · built 1926
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on File
Tax Bill$2,596 (2025)
Flood ZoneZone X (minimal risk)
APN013800 139.9-3-3

Property Details

APN / Parcel Number

Primary APN013800 139.9-3-3
Alternative APNs
  • 380013900900030030000000
  • 13900900030030000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,927 sqft Living Area
1st Floor Area1,290 sqft
Upper Floors Area637 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleTraditional
Exterior MaterialWood
Lot Area32,670 sqft (0.75 acres)
Lot Width142 ft Width
Garage TypeAttached
Garage Area1,021 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area530 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number13900900030030000000
Street Address972 COUNTY ROUTE 401
CityWESTERLO
StateNY
Zip12193-2711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number3.000
JurisdictionALBANY NY
Township / Civil DivisionWESTERLO
Census Block Group1
Census Block1090
Census Tract14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 139.9-3-3

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 35, WESTERLO, NY 12193-0035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionWesterlo Town
Unified School DistrictBerne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,596.00 (+12.14%) Veteran's exemption$1,550 (-) Land $150 Building $1,400$267,241 (+10.34%) Land $25,862 Building $241,379
2023$1,550 (-) Land $150 Building $1,400$242,200 (+17.19%) Land $23,439 Building $218,761
2022$1,550 Land $150 Building $1,400$206,667 Land $20,000 Building $186,667
2021$2,315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2005–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011, river or lake flooding, Hurricane Irene
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mid-Hudson CablevisionFiber5,000 / 5,000
Mid-Hudson CablevisionCable400 / 25
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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